Lorain County property record for 1026 Gulf Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1958 |
| Square Footage | 2,547 sqft Living Area |
| Lot Size | 24,394 sqft (0.56 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $198,000 (2023) |
| Tax Bill | $3,880.00 (2025) |
| Primary APN | 06-25-165-000-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,547 sqft Living Area |
| 1st Floor | 1,600 sqft 1st Floor |
| 2nd Floor | 230 sqft 2nd Floor |
| Upper Floors | 717 sqft Upper Floors |
| Attic Area | 230 sqft Attic |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 4 Fireplaces |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 24,394 sqft (0.56 acres) |
| Depth X Width | 205 ft x 120 ft Depth x Width |
| Deck Area | 278 sqft Deck |
| Patio Area | 278 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1026 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY 120 X 285 |
| Legal Subdivision | SPRING VALLEY FRNT |
| Legal Tract | 25 |
| Legal Lot Number | 247-249 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-165-000-009
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1026 GULF RD, ELYRIA, OH 44035-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 03, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jun 05, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING LLC |
| Oct 14, 2020 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CORTLAND SVGS & BKNG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2023 · Amount on Record |
| Deed Sale | Jun 05, 2023 · Amount on Record |
| Prior Sale | Oct 14, 2020 · Amount on Record |
| Deed Doc Number | 2023002804 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1026 GULF RD, ELYRIA, OH 44035-2902 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY |
| Name | Verified Name |
|---|
| Document Number | 0000924455 |
|---|---|
| Date | Aug 03, 2023 |
| Instrument | 2023-0924455 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 05, 2023 |
| Property Address | 1026 GULF RD, ELYRIA, OH 44035-2902 |
| Document Number | 0000917936 |
| Map Reference | VOL 12 PG 27 |
| Instrument Date | Jun 02, 2023 |
| Instrument | 2023-0917936 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1026 GULF RD, ELYRIA, OH 44035-2902 |
| Document Number | 0000917937 |
|---|---|
| Date | Jun 05, 2023 |
| Instrument | 2023-0917937 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 14, 2020 |
| Property Address | 1026 GULF RD, ELYRIA, OH 44035-2902 |
| Document Number | 0000783443 |
| Instrument Date | Oct 07, 2020 |
| Instrument | 783443 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2020 |
| Title Company | INFINITY TITLE INSURANCE, INFINITY TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1026 GULF RD ELYRIA OH 440352902, ELYRIA, OH 44035-2902 |
| Document Number | 783444 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 783444 |
| Name | CORTLAND SVGS & BKNG |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTLAND, OH 44410 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2050 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,880.00 | $82,390 (+%) Land $20,770 Building $61,620 | $235,390 (-) Land $59,340 Building $176,050 |
| 2024 | $3,880.00 (+6.92%) | $82,387 (+23.68%) Land $20,769 Building $61,618 | $235,390 (+23.68%) Land $59,340 Building $176,050 |
| 2023 | $3,629.00 (+0.36%) | $66,613 (+%) Land $17,651 Building $48,962 | $190,320 (-) Land $50,430 Building $139,890 |
| 2022 | $3,616.00 | $66,610 Land $17,650 Building $48,960 | |
| 2021 | $190,320 Land $50,430 Building $139,890 |
1026 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 28th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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