Lorain County property record for 1023 Gulf Rd, Elyria, OH 44035 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,504 sqft Living Area |
| Lot Size | 20,473 sqft (0.47 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2026) |
| Tax Bill | $2,728.00 (2024) |
| Primary APN | 06-25-031-101-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 1,904 sqft Gross Area |
| 1st Floor | 1,504 sqft 1st Floor |
| Basement Area | 1,560 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 20,473 sqft (0.47 acres) |
| Depth X Width | 258 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 160 sqft Deck |
| Patio Area | 160 sqft Patio |
| Porch Area | 35 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1023 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2971 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 80 X 274 FROM -008 |
| Legal Subdivision | SPRING VALLEY SUBDIVISION #3 |
| Legal Block | 101 |
| Legal Lot Number | 165 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-031-101-033
Assessment roll updated May 16, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1023 GULF RD, ELYRIA, OH 44035-2971 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 05, 2026 | Fiduciary Deed, Transfer · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Dec 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Mar 21, 2017 | Affidavit of Death, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2026 · Amount on Record |
| Deed Sale | May 05, 2026 · Amount on Record |
| Prior Sale | Oct 17, 2008 · Amount on Record |
| Deed Doc Number | 202694548 |
| Prior Transfer Date | Jun 14, 2002 |
| Prior Transfer Doc | 0000842326 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 05, 2026 |
| Property Address | 1023 GULF RD, ELYRIA, OH 44035-2971 |
| Document Number | 0000094548 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.94548 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1023 GULF RD, ELYRIA, OH 44035-2971 |
| Investor | Possibly a Property Investor |
| Document Number | 0000094549, |
|---|---|
| Date | May 05, 2026 |
| Instrument | 2026.94549 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1023 GULF RD, ELYRIA, OH 44035-2971 |
| Document Number | 0000793941 |
| Instrument Date | Dec 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1023 GULF RD ELYRIA OH 440352971, ELYRIA, OH 44035-2971 |
| Document Number | 0000793941 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 793941 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 21, 2017 |
| Property Address | 1023 GULF RD, ELYRIA, OH 44035-2971 |
| Document Number | 0000622996 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 622996 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1023 GULF RD ELYRIA OH 440352971, ELYRIA, OH 44035-2971 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,678.00 (-38.49%) Homeowner's exemption | $77,250 (+0.01%) Land $21,510 Building $55,740 | $220,700 (-) Land $61,450 Building $159,250 |
| 2024 | $2,728.00 (+4%) | $77,245 (+16.24%) Land $21,508 Building $55,738 | $220,700 (+16.24%) Land $61,450 Building $159,250 |
| 2023 | $2,623.00 (-1.28%) | $66,452 (+%) Land $15,593 Building $50,859 | $189,860 (-) Land $44,550 Building $145,310 |
| 2022 | $2,657.00 | $66,450 Land $15,590 Building $50,860 | |
| 2021 | $189,860 Land $44,550 Building $145,310 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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