Effingham County property record for 1028 E Gordon Ave, Effingham, IL 62401 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1976 |
| Square Footage | 8,277 sqft Base Area |
| Lot Size | 104,980 sqft (2.41 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2020) |
| Tax Bill | $7,788.00 (2024) |
| Primary APN | 03-16-471-002 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 8,277 sqft Base Area |
| 1st Floor | 8,277 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 104,980 sqft (2.41 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,144 sqft Garage |
| Street Address | 1028 E GORDON AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3725 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 RIDGEWOOD SUB 3555/66 3171/130 3139/320 2072/125 1163/138 896/207 896/205 |
| Legal Subdivision | RIDGEWOOD SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | EFFINGHAM IL |
| Minor Civil Division | DOUGLAS |
| Census Blockgroup | 2 |
| Census Block | 2020 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-16-471-002
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1028 E GORDON AVE, EFFINGHAM, IL 62401-3725 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 28, 2020 | Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF PANA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2020 · Amount on Record |
| Deed Sale | Apr 28, 2020 · Amount on Record |
| Prior Sale | Sep 30, 2004 · Amount on Record |
| Deed Doc Number | 202020001869 |
| Deed Book / Page | 3555 / 66 |
| Prior Transfer Date | Aug 10, 2015 |
| Prior Transfer Doc | 3139/320 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 1028 E GORDON AVE, EFFINGHAM, IL 62401-3725 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 3711/187 |
|---|---|
| Date | Aug 02, 2021 |
| Book Page | 3711/187 |
| Instrument | 202121003900 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate | 3.37% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Apr 28, 2020 |
| Property Address | 1028 E GORDON AVE, EFFINGHAM, IL 62401-3725 |
| Document Number | 3555/66 |
| Book / Page | 3555 / 66 |
| Map Reference | MB 1160 PG 235 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 202020001869 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Title Company | ATTORNEYS TTL GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 1028 E GORDON AVE, EFFINGHAM, IL 62401-3725 |
| Document Number | 202020001870 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 202020001870 |
| Name | FIRST NATIONAL BANK OF PANA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.3% |
Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,788.00 (+23.01%) | $121,280 (+19.9%) Land $24,890 Building $96,390 | $363,840 (+19.9%) Land $74,670 Building $289,170 |
| 2022 | $6,331.00 Homeowner's exemption | $101,150 Land $20,760 Building $80,390 | $303,450 Land $62,280 Building $241,170 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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