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1022 E Gordon Ave, Effingham, IL 62401 Property Records

Effingham County property record for 1022 E Gordon Ave, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,344 sqft · built 1960
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$168,000 (Jan 2023)
Tax Bill$2,488 (2024)
Deeds & MortgagesNov 2022 Sale & Mortgage
Jan 2023 Re-recorded Document
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-16-047-014

Property Details

APN / Parcel Number

Primary APN03-16-047-014

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,344 sqft Base Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Garage Area336 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address1022 E GORDON AVE
CityEFFINGHAM
StateIL
Zip62401-3725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 2 ST JOHN'S COURT 3835/21 3824/156 3812/17 3571/133 3303/280 3031/137 2770/1 2237/57 2164/7 1830/335 1207/223
Legal SubdivisionJOHN'S COURT
Legal Block2
Legal Lot Number5
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2020
Census Tract950600

Owner

Source: Effingham County records · APN 03-16-047-014

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1022 E GORDON AVE, EFFINGHAM, IL 62401-3725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2022Special Warranty Deed, Transfer · Conventional Mortgage
THE PEOPLES STATE BANK NEWTON ILLIN
Jan 11, 2023Re-recorded Document
ALLIED CAPITAL TITLE
Sep 16, 2022Warranty Deed, Transfer · Line of Credit
FIRST NEIGHBOR BANK NA
Jun 05, 2020Warranty Deed, Transfer · Conventional Mortgage
MIDLAND STATES BANK
May 31, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST MID ILLINOIS BANK & TRUST NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 11, 2023 · Amount on Record
Deed SaleJan 11, 2023 · Amount on Record
Prior SaleNov 16, 2022 · Amount on Record
Deed Document Number2023109
Deed Book / Page3835 / 21
Prior Transfer DateNov 14, 2022
Prior Transfer Doc0003835/21
Record UpdatedSep 20, 2026

November 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionEFFINGHAM IL
Recording DateNov 16, 2022
Property Address1022 E GORDON AVE, EFFINGHAM, IL 62401-3725
Document Number003824/156
Book / Page3824 / 156
Map ReferencePL 3 PG 162
Instrument DateNov 14, 2022
Instrument202222004639
Transaction TypeTransfer
Record UpdatedDec 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$168.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1022 E GORDON AVE, EFFINGHAM, IL 62401-3725

Mortgage

Document Number202222004640
DateNov 16, 2022
Instrument202222004640
Lender
NameTHE PEOPLES STATE BANK NEWTON ILLIN
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.65%
Type Change DateDec 01, 2027
Change Frequency5 Years
Min Rate At Change4.5%
Max Rate At Change8.65%
Index5-Year TN
Max Rate13.6%

January 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionEFFINGHAM IL
Recording DateJan 11, 2023
Property Address1022 E GORDON AVE, EFFINGHAM, IL 62401-3725
Document Number0003835/21
Book / Page3835 / 21
Map ReferencePL 3 PG 162
Instrument DateNov 14, 2022
Instrument202323000109
Record UpdatedFeb 20, 2023
Title CompanyALLIED CAPITAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1022 E GORDON AVE, EFFINGHAM, IL 62401-3725

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateSep 16, 2022
Property Address1022 E GORDON AVE, EFFINGHAM, IL 62401-3725
Document Number0003812/17
Book / Page3812 / 17
Map ReferencePL 3 PG 162
Instrument DateSep 14, 2022
Instrument202222003830
Transaction TypeTransfer
Record UpdatedOct 31, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1028 E GORDON AVE, EFFINGHAM, IL 62401-3725

Mortgage

Document Number202222003831
DateSep 16, 2022
Instrument202222003831
Lender
NameFIRST NEIGHBOR BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateJun 05, 2020
Property Address1022 E GORDON AVE, EFFINGHAM, IL 62401-3725
Document Number3571/133
Book / Page3571 / 133
Map ReferencePL 3 PG 162
Instrument DateMay 29, 2020
Instrument202020002787
Transaction TypeTransfer
Record UpdatedAug 05, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1022 E GORDON AVE, EFFINGHAM, IL 62401-3725

Mortgage

Document Number202020002788
DateJun 05, 2020
Instrument202020002788
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateMay 31, 2017
Property Address1022 E GORDON AVE, EFFINGHAM, IL 62401-3725
Document Number3303/280
Book / Page3303 / 280
Map ReferencePL 3 PG 162
Instrument DateMay 30, 2017
Instrument201701702354
Transaction TypeTransfer
Record UpdatedAug 05, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$177.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1022 E GORDON AVE, EFFINGHAM, IL 62401-3725

Mortgage

Document Number201701702355
DateMay 31, 2017
Instrument201701702355
Lender
NameFIRST MID ILLINOIS BANK & TRUST NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$2,488.00 (+27.39%)$42,840 (+19.9%) Land $11,460 Building $31,380$128,520 (+19.9%) Land $34,380 Building $94,140
2022$1,953.00 Homeowner's exemption$35,730 Land $9,560 Building $26,170$107,190 Land $28,680 Building $78,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 157 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Wabash Telephone Cooperative
Fiber		1,000 / 1,000
Mediacom Communications
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Consolidated Communications
DSL		250 / 40
LTD Broadband
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemEFFINGHAM
serves 12,252 people
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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