1020 E Gordon Ave, Effingham, IL 62401 Property Records

Effingham County property record for 1020 E Gordon Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	2,244 sqft · built 1962
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Tax Bill	$2,404 (2022)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-16-047-013`

Property Details

APN / Parcel Number

Primary APN	`03-16-047-013`

Interior

Stories	1 Story
Building Area	2,244 sqft Base Area
Basement Area	1,376 sqft

Exterior

Year Built	Built 1962
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	12,632 sqft (0.289 acres)

Location & Zoning

Street Address	1020 E GORDON AVE
City	EFFINGHAM
State	IL
Zip	62401-3725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 2 ST JOHN'S COURT 721/208
Legal Subdivision	JOHN'S COURT
Legal Block	2
Legal Lot Number	4
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2020
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-047-013

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1020 E GORDON AVE, EFFINGHAM, IL 62401-3725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000721208
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 07, 2026
Property Address	1020 E GORDON AVE, EFFINGHAM, IL 62401-3725
Document Number	0000002456
Instrument Date	Jul 01, 2026
Instrument	20262456
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1020 E GORDON AVE, EFFINGHAM, IL 62401-3725

Mortgage

Document Number	0000002456,
Date	Jul 07, 2026
Instrument	20262456

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 23, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,404.00 Homeowner's exemption Senior Citizen's exemption	$66,090 Land $9,310 Building $56,780	$198,270 Land $27,930 Building $170,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Consolidated Communications DSL	250 / 40
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 157 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EFFINGHAM serves 12,252 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.