Union County and Roselle Borough property record for 1027 Spruce St, Roselle, NJ 07203 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,976 sqft · built 1969 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Nov 2017) |
| Tax Bill | $12,906 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02401-0000-00011 |
| Primary APN | 14-02401-0000-00011 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,976 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Account Number | 7115 |
|---|---|
| Street Address | 1027 SPRUCE ST |
| City | ROSELLE |
| State | NJ |
| Zip | 07203-2727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: DEED 11857. |
| Legal Subdivision | REALTY TRUST MAP NO 17 |
| Legal Block | 2401 |
| Legal Lot Number | 11 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | ROSELLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 34400 |
Source: Union County and Roselle Borough records · APN 14-02401-0000-00011
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1027 SPRUCE ST, ROSELLE, NJ 07203-2727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Nov 13, 2017 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2017 · Amount on Record |
| Deed Sale | Nov 13, 2017 · Amount on Record |
| Prior Sale | Apr 26, 1991 |
| Deed Document Number | 2017293499 |
| Last Transfer Date | Nov 12, 2021 |
| Transfer Doc | 0000011857 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 19, 2021 |
| Property Address | 1027 SPRUCE ST, ROSELLE, NJ 07203-2727 |
| Document Number | 0064402052 |
| Book / Page | 6440 / 2052 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 11857 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | WINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1027 SPRUCE ST, ROSELLE, NJ 07203-2727 |
| Document Number | 0000025489 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 25489 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 13, 2017 |
| Property Address | 1027 SPRUCE ST, ROSELLE, NJ 07203-2727 |
| Document Number | 0062270886 |
| Book / Page | 006227 / 000886 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 293499 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1027 SPRUCE ST ROSELLE NJ 072032727, ROSELLE, NJ 07203-2727 |
| Document Number | 143630129 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 014363/000129 |
| Instrument | 649123 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2047 |
Source: Union County and Roselle Borough records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Roselle Borough |
| Unified School District | Roselle Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,100 (-) Land $47,200 Building $93,900 | $141,100 (-) Land $47,200 Building $93,900 | |
| 2025 | $12,906.00 (+5.2%) | $141,100 (-) Land $47,200 Building $93,900 | $141,100 (-) Land $47,200 Building $93,900 |
| 2024 | $12,268.00 (+1.86%) | ||
| 2023 | $141,100 Land $47,200 Building $93,900 | $141,100 Land $47,200 Building $93,900 | |
| 2022 | $12,044.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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