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1021 Spruce St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 1021 Spruce St, Roselle, NJ 07203

Property Summary

Property TypeSingle Family Home
Details1,834 sqft
Lot Size0.086 acres (3,751 sqft)
Owner2 Individual Names on File
Last Sale$250,186 (Jun 2018)
Tax Bill$15,056 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-02401-0000-00003-04

Property Details

APN / Parcel Number

Primary APN14-02401-0000-00003-04

Interior

Stories2 Stories
Building Area1,834 sqft Living Area

Exterior

Construction TypeFrame
Lot Area3,751 sqft (0.086 acres)
Lot Dimensions100 ft deep x 5 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address1021 SPRUCE ST
CityROSELLE
StateNJ
Zip07203-2727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionADDITIONAL LOTS: 5 YR ABATEMENT 2018-2023/FACILITY NAME: 5 YR ABATEMENT
Legal Block2401
Legal Lot Number3.4
JurisdictionUNION NJ
Township / Civil DivisionROSELLE
Census Block Group1
Census Block1003
Census Tract34400

Owner

Source: Union County and Roselle Borough records · APN 14-02401-0000-00003-04

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1021 SPRUCE ST, ROSELLE, NJ 07203-2727
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 18, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERIHOME MTG
Jun 12, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
HOUSING FIN AGCY
May 12, 2017Loan Modification, Mortgage
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 12, 2018 · Amount on Record
Deed SaleJun 12, 2018 · Amount on Record
Prior SaleMay 12, 2017 · Amount on Record
Deed Document Number2018300923
Deed Book / Page6268 / 203
Last Transfer DateJan 31, 2025
Transfer Doc0065732996
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address1021 SPRUCE ST, ROSELLE, NJ 07203-2727
Transaction TypeMortgage
Record UpdatedDec 27, 2021
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0151192043
DateDec 08, 2021
Book Page15119/2043
Instrument26688
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address1021 SPRUCE ST, ROSELLE, NJ 07203-2727
Document Number0146722631
Instrument DateJan 18, 2020
Transaction TypeMortgage
Record UpdatedJun 01, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1021 SPRUCE ST ROSELLE NJ 072032727, ROSELLE, NJ 07203-2727

Mortgage

Document Number0146722631
DateApr 02, 2020
Book Page014672/002631
Instrument689316
Lender
NameAMERIHOME MTG
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362-3888
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

June 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateJun 12, 2018
Property Address1021 SPRUCE ST, ROSELLE, NJ 07203-2727
Document Number0062680203
Book / Page006268 / 000203
Instrument DateMay 30, 2018
Instrument300923
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 05, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$250.19
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1021 SPRUCE ST ROSELLE NJ 072032727, ROSELLE, NJ 07203-2727

Mortgage

Document Number144520354
DateJun 12, 2018
Book Page014452/000354
Instrument658368
Lender
NameHOUSING FIN AGCY
AddressTRENTON, NJ 08650-2085
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number658367,
DateJun 12, 2018
Instrument658367
Lender
NameJERSEY MTG
TypeMortgage Company
AddressCRANFORD, NJ 07016
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2048

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionUNION NJ
Recording DateMay 12, 2017
Property Address1021 SPRUCE ST, ROSELLE, NJ 07203-2727
Document Number0142690449
Book / Page014269 / 000449
Instrument DateDec 02, 2016
Instrument640226
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address16 KENNEDY DR MARLBORO NJ 077462237, MARLBORO, NJ 07746-2237

Mortgage

Document Number142690449
DateMay 12, 2017
Book Page014269/000449
Instrument640226
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeFunding / Finance Company
Address108 CHURCH ST # 3RD, NEW BRUNSWICK, NJ 08901-2002
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Union County and Roselle Borough records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityRoselle Borough
Unified School DistrictRoselle Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$164,600 (-) Land $47,200 Building $117,400$164,600 (-) Land $47,200 Building $117,400
2025$15,056.00 (+5.2%)$164,600 (+78.6%) Land $47,200 Building $117,400$164,600 (-) Land $47,200 Building $117,400
2024$14,312.00 (+81.95%)
2023$92,159$164,600 Land $47,200 Building $117,400
2022$7,866.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250

May also be available: Optimum Communications, T-Mobile USA.

Based on FCC filings for 884 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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