1025 Spruce St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 1025 Spruce St, Roselle, NJ 07203 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Duplex Single
Year Built	Built 2007
Square Footage	3,178 sqft Living Area
Lot Size	5,001 sqft (0.115 acres)
Garage	Attached
Occupancy	Owner Occupied
Last Sale	$485,000 (2007)
Tax Bill	$18,230.00 (2025)

Owner

Source: Union County and Roselle Borough records · APN 14-02401-0000-00012

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1025 SPRUCE ST, ROSELLE, NJ 07203-2727
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2007 · Amount on Record
Deed Sale	Oct 15, 2007 · Amount on Record
Prior Sale	Sep 12, 2005 · Amount on Record
Deed Doc Number	2007188977
Deed Book / Page	5677 / 770
Record Refreshed	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1025 SPRUCE ST, ROSELLE, NJ 07203-2727
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 SPRUCE ST, ROSELLE, NJ 07203-2727

Mortgage

Document Number	0153262909
Date	Jan 25, 2023
Book Page	15326/2909
Instrument	48086

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Feb 01, 2063

Tax Assessment & Valuation

Source: Union County and Roselle Borough records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,300 (-) Land $50,000 Building $149,300	$199,300 (-) Land $50,000 Building $149,300
2025	$18,230.00 (+5.2%)	$199,300 (-) Land $50,000 Building $149,300	$199,300 (-) Land $50,000 Building $149,300
2024	$17,329.00 (+1.86%)
2023		$199,300 Land $50,000 Building $149,300	$199,300 Land $50,000 Building $149,300
2022	$17,012.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`14-02401-0000-00012`
Alternative APNs	`140240100012` `7114`

Interior

Building Area	3,178 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Duplex Single Style
Lot Area	5,001 sqft (0.115 acres)
Depth X Width	100 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Location & Zoning

Account Number	7114
Street Address	1025 SPRUCE ST
City	ROSELLE
State	NJ
Zip	07203-2727
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2401
Legal Lot Number	12
Jurisdiction	UNION NJ
Minor Civil Division	ROSELLE
Census Blockgroup	1
Census Block	1003
Census Tract	34400