Lapeer County property record for 1027 Lancaster St, Lapeer, MI 48446
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,676 sqft · built 2005 |
| Lot Size | 0.494 acres (21,519 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,900 (Dec 2009) |
| Tax Bill | $3,159 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L21-61-350-002-00 |
| Primary APN | L21-61-350-002-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,676 sqft Living Area |
| 1st Floor Area | 1,650 sqft |
| Basement Area | 1,650 sqft |
| Flooring | Carpet |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Lot Area | 21,519 sqft (0.494 acres) |
| Lot Dimensions | 175 ft deep x 123 ft wide |
| Garage Area | 934 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1027 LANCASTER ST |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-4407 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R2 1 FM |
| Legal Description | CITY OF LAPEER BROOKWOOD OF LAPEER CONDO UNIT 2 (L=1990 P=303-305 SEC 31, T8N-R10E ) |
| Legal Range | 10E |
| Legal Township | 08N |
| Legal Section | 31 |
| Legal Subdivision | BROOKWOOD OF LAPEER CTY CONDO |
| Legal Unit | 2 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 334000 |
1027 Lancaster St, a condominium, is owned and occupied by two individuals who bought it in December 2009.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 536, LAPEER, MI 48446-0536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Nov 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2009 · Amount on File |
| Deed Sale | Dec 21, 2009 · Amount on File |
| Prior Sale | May 13, 2009 · Amount on File |
| Deed Book / Page | 2423 / 147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1027 LANCASTER ST, LAPEER, MI 48446-4407 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | NOT AVAILABLE, EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 536, LAPEER, MI 48446-0536 |
| Document Number | 0032580138 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 3258/138 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1027 LANCASTER ST, LAPEER, MI 48446-4407 |
| Instrument Date | Nov 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2018 |
| Title Company | INDEPENDENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1027 LANCASTER ST LAPEER MI 484464407, LAPEER, MI 48446-4407 |
| Document Number | 29290216 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 002929/000216 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 8, 2027 |
The 2025 property tax bill for 1027 Lancaster St was $3,159 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,000 (+2.64%) | $342,000 (+2.64%) | |
| 2025 | $3,159.00 Homeowner's exemption | $166,600 | $333,200 |
| 2023 | $138,400 | $276,800 | |
| 2022 | $2,751.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1027 Lancaster St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1027 Lancaster St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAPEER serves 9,023 people · EPA ID MI0003780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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