1041 Lancaster St, Lapeer, MI 48446 Property Records

Lapeer County property record for 1041 Lancaster St, Lapeer, MI 48446

Property Summary

Property TypeCondominium
Details3 bd · 3.5 ba · 2,108 sqft · built 2017
Lot Size0.898 acres (39,117 sqft)
Owner2 Trust Names on File
Last Sale$469,000 (Aug 2025)
Tax Bill$4,686 (2025)
Deeds & MortgagesJun 2026 Transfer
Jul 2018 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNL21-61-350-003-00

Property Details

APN / Parcel Number

Primary APNL21-61-350-003-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,108 sqft Living Area
1st Floor Area2,108 sqft
Basement Area2,108 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleRanch
Lot Area39,117 sqft (0.898 acres)
Lot Dimensions226 ft deep x 163 ft wide
Garage Area1,261 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1041 LANCASTER ST
CityLAPEER
StateMI
Zip48446-4407
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR2 1 FM
Legal DescriptionCITY OF LAPEER BROOKWOOD OF LAPEER CONDO UNIT 3 (L=1990 P=303-305 SEC 31, T8N-R10E)
Legal Range10E
Legal Township08N
Legal Section31
Legal SubdivisionBROOKWOOD OF LAPEER CTY CONDO
Legal Unit3
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group2
Census Block2029
Census Tract334000

Owner

1041 Lancaster St, a condominium, is owner-occupied and held in a trust since August 2025.

Source: Lapeer County records, as of September 24, 2026

Owner of Record2 Trust Names on File
Mailing Address1041 LANCASTER ST, LAPEER, MI 48446-4407
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 2, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
TRI COUNTY BANK
Sep 21, 2017Trustee's Deed, Construction Loan · Construction Mortgage
TRI CNTY BK
Jul 27, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2025 · Amount on File
Deed SaleAug 28, 2025 · Amount on File
Prior SaleJul 27, 2017 · Amount on File
Deed Book / Page3473 / 982
Prior Transfer DateMay 27, 2015
Prior Transfer Doc2767000641
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAPEER MI
Recording DateJun 11, 2026
Property Address1041 LANCASTER ST, LAPEER, MI 48446-4407
Document Number3525000210
Book / Page3525 / 210
Instrument DateMar 18, 2026
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1041 LANCASTER ST, LAPEER, MI 48446-4407

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address1041 LANCASTER ST, LAPEER, MI 48446-4407
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029690255
DateJul 2, 2018
Book Page2969/255
Lender
NameTRI COUNTY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term169 Months
DueAug 1, 2032

September 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLAPEER MI
Recording DateSep 21, 2017
Property Address1041 LANCASTER ST, LAPEER, MI 48446-4407
Document Number0029180853
Book / Page002918 / 000853
Instrument DateSep 12, 2017
Transaction TypeConstruction Loan
Record UpdatedOct 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address629 N CALHOUN ST LAPEER MI 484462013, LAPEER, MI 48446-2013

Mortgage

Document Number29180853
DateSep 21, 2017
Book Page002918/000853
Lender
NameTRI CNTY BK
TypeBank
AddressBROWN CITY, MI 48416
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueSep 20, 2018

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateJul 27, 2017
Property Address1041 LANCASTER ST, LAPEER, MI 48446-4407
Document Number0029070795
Book / Page002907 / 000795
Instrument DateJul 21, 2017
Transaction TypeTransfer
Record UpdatedSep 1, 2017

Transaction

AmountAmount on Record
Tax$172.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address629 N CALHOUN ST LAPEER MI 484462013, LAPEER, MI 48446-2013

Tax Assessment & Valuation

The 2025 property tax bill for 1041 Lancaster St was $4,686 with a homeowner's exemption, up 3.5% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,500 (+2.72%)$461,000 (+2.72%)
2025$4,686.00 (+3.51%) Homeowner's exemption$224,400$448,800
2024$4,527.00
2023$174,400$348,800
2022$4,081.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1041 Lancaster St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1041 Lancaster St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAPEER
serves 9,023 people · EPA ID MI0003780
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2023
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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