Kenton County property record for 10268 Limerick Cir, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · built 2017 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Aug 2018) |
| Tax Bill | $4,049 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-03-035.00 |
| Primary APN | 072-00-03-035.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 213 ft deep x 78 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10268 LIMERICK CIR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHFORD VILLAGE SEC 4 LOT 35 |
| Legal Subdivision | ASHFORD VILLAGE |
| Legal Phase | 4 |
| Legal Lot Number | 35 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 65800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10268 LIMERICK CIR, COVINGTON, KY 41015-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Nov 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN MTG SVC |
| Aug 31, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN MTG SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on Record |
| Deed Sale | Aug 31, 2018 · Amount on Record |
| Prior Sale | May 3, 2006 · Amount on Record |
| Deed Document Number | 201808 31 059 00196 |
| Deed Book / Page | 4157 / 152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10268 LIMERICK CIR, COVINGTON, KY 41015-2419 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0005900207 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 282/896 |
| Instrument | 21101105900207 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10268 LIMERICK CIR, COVINGTON, KY 41015-2419 |
| Document Number | 0000000070 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10268 LIMERICK CIR COVINGTON KY 410152419, COVINGTON, KY 41015-2419 |
| Document Number | 0000000070 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 00M115/000679 |
| Instrument | 70 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10268 LIMERICK CIR, COVINGTON, KY 41015-2419 |
| Document Number | 0000000154 |
| Instrument Date | Nov 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10268 LIMERICK CIR COVINGTON KY 410152419, COVINGTON, KY 41015-2419 |
| Document Number | 0000000154 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 0I4362/000077 |
| Instrument | 154 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 31, 2018 |
| Property Address | 10268 LIMERICK CIR, COVINGTON, KY 41015-2419 |
| Document Number | 0000000196 |
| Book / Page | 0I4157 / 000152 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 196 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10268 LIMERICK CIR INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051 |
| Document Number | 198 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 0I4157/000155 |
| Instrument | 198 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,200 (-) Land $45,000 Building $303,200 | $348,200 (-) Land $45,000 Building $303,200 | |
| 2025 | $4,049.00 (+20.22%) | $348,200 (+26.62%) Land $45,000 Building $303,200 | $348,200 (+26.62%) Land $45,000 Building $303,200 |
| 2024 | $3,368.00 (-2.94%) | $275,000 (-) Land $40,000 Building $235,000 | $275,000 (-) Land $40,000 Building $235,000 |
| 2023 | $3,470.00 | $275,000 Land $40,000 Building $235,000 | $275,000 Land $40,000 Building $235,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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