10275 Limerick Cir, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 10275 Limerick Cir, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,685 sqft · built 2010
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Company Names on File
Last Sale	$35,275 (Jul 2009)
Tax Bill	$4,211 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-00-03-083.00`

Property Details

APN / Parcel Number

Primary APN	`072-00-03-083.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,685 sqft Finished Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10275 LIMERICK CIR
City	COVINGTON
State	KY
Zip	41015-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHFORD VILLAGE SEC 4 LOT 83
Legal Subdivision	ASHFORD VILLAGE
Legal Phase	4
Legal Lot Number	83
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1025
Census Tract	65800

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	10275 LIMERICK CIR, COVINGTON, KY 41015-2420
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK
Jan 3, 2017	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2009 · Amount on Record
Deed Sale	Jul 13, 2009 · Amount on Record
Deed Document Number	200907 13 059 00308
Deed Book / Page	2538 / 324
Last Transfer Date	Jun 14, 2025
Transfer Doc	0005900002
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	10275 LIMERICK CIR, COVINGTON, KY 41015-2420
Document Number	0000000174
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10275 LIMERICK CIR COVINGTON KY 410152420, COVINGTON, KY 41015-2420

Mortgage

Document Number	0000000174
Date	Oct 28, 2020
Book Page	00M117/000085
Instrument	174

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 27, 2035

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 3, 2017
Property Address	10275 LIMERICK CIR, COVINGTON, KY 41015-2420
Document Number	0000000163
Book / Page	0I3879 / 000258
Instrument Date	Dec 28, 2016
Instrument	163
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10275 LIMERICK CIR COVINGTON KY 410152420, COVINGTON, KY 41015-2420

Mortgage

Document Number	165
Date	Jan 3, 2017
Book Page	0I3879/000275
Instrument	165

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,211.00 (+12.74%)	$362,100 (+22.33%) Land $45,000 Building $317,100	$362,100 (+22.33%) Land $45,000 Building $317,100
2023	$3,735.00	$296,000 Land $40,000 Building $256,000	$296,000 Land $40,000 Building $256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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