10257 Limerick Cir, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 10257 Limerick Cir, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,786 sqft · built 2012
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$246,900 (Jun 2020)
Tax Bill$3,511 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN072-00-03-086.00

Property Details

APN / Parcel Number

Primary APN072-00-03-086.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,786 sqft Finished Area

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area14,375 sqft (0.33 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address10257 LIMERICK CIR
CityCOVINGTON
StateKY
Zip41015-2420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHFORD VILLAGE SEC 4 LOT 86
Legal SubdivisionASHFORD VILLAGE
Legal Phase4
Legal Lot Number86
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1025
Census Tract65800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10257 LIMERICK CIR, COVINGTON, KY 41015-2420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2020Deed of Trust, Mortgage · Conventional with PMI
AMERICAN MTG SVC
Jun 25, 2020Warranty Deed, Transfer · Conventional with PMI
AMERICAN MTG SVC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2020 · Amount on Record
Deed SaleJun 25, 2020 · Amount on Record
Prior SaleJan 4, 2013 · Amount on Record
Deed Document Number20205900203
Deed Book / Page28 / 470
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10257 LIMERICK CIR, COVINGTON, KY 41015-2420
Document Number0000000204
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedAug 6, 2020
Title CompanySPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10257 LIMERICK CIR COVINGTON KY 410152420, COVINGTON, KY 41015-2420

Mortgage

Document Number0000000204
DateJun 25, 2020
Book Page000M62/000898
Instrument204
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 24, 2050

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 25, 2020
Property Address10257 LIMERICK CIR, COVINGTON, KY 41015-2420
Document Number0000000203
Book / Page000028 / 000470
Instrument DateJun 23, 2020
Instrument203
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$247.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10257 LIMERICK CIR COVINGTON KY 410152420, COVINGTON, KY 41015-2420

Mortgage

Document Number204
DateJun 25, 2020
Book Page000M62/000898
Instrument204
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 24, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$301,900 (-) Land $45,000 Building $256,900$301,900 (-) Land $45,000 Building $256,900
2025$3,511.00 (+12.71%)$301,900 (+22.28%) Land $45,000 Building $256,900$301,900 (+22.28%) Land $45,000 Building $256,900
2023$3,115.00$246,900 Land $40,000 Building $206,900$246,900 Land $40,000 Building $206,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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