10264 Scott Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 10264 Scott Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 2015
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Nov 2025)
Tax Bill	$5,009 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-16-1162-000`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-16-1162-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	167 ft deep x 70 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10264 SCOTT RD
City	FREELAND
State	MI
Zip	48623-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 62 SPRINGWOOD NO 2 PART OF NE 1/4 SEC 16 T13N R3E ***NEW # SPLIT FROM PARENTS 1003 & 1004 1/15/08
Legal Range	03E
Legal Township	13N
Legal Section	16
Legal Subdivision	SPRINGWOOD 2
Legal Lot Number	62
Legal Unit	62
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1036
Census Tract	10101

Owner

10264 Scott Rd is owned and occupied by an individual who bought it in November 2025.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	402 N SAGINAW RD, MIDLAND, MI 48640-3395
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK OF MUNITH
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage TEAM ONE CU
Nov 29, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Aug 8, 2019	Warranty Deed, Transfer · Conventional with PMI TEAM ONE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Prior Sale	Aug 8, 2019 · Amount on File
Deed Document Number	202525698
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	10264 SCOTT RD, FREELAND, MI 48623-8606
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10264 SCOTT RD, FREELAND, MI 48623-8606

Mortgage

Document Number	0000007491
Date	Mar 11, 2021
Instrument	2021007491

Lender

Name	FARMERS STATE BANK OF MUNITH
Type	Bank
Address	MUNITH, MI 49259

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 4, 2025
Property Address	10264 SCOTT RD, FREELAND, MI 48623-8606
Document Number	0000025698
Map Reference	LB 31 PG 31
Instrument Date	Oct 27, 2025
Instrument	2025025698
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CROSSROADS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8677 WHITETAIL WAY, FREELAND, MI 48623-8777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 N SAGINAW RD, MIDLAND, MI 48640-3395

Mortgage

Document Number	0000025699
Date	Nov 4, 2025
Instrument	2025025699

Lender

Name	TEAM ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	10264 SCOTT RD, FREELAND, MI 48623-8606
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031576
Date	Nov 29, 2017
Instrument	2017031576

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	325 Months
Due	Dec 1, 2044

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 8, 2019
Property Address	10264 SCOTT RD, FREELAND, MI 48623-8606
Document Number	0000020014
Instrument Date	Jul 29, 2019
Instrument	20014
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4137 JONQUIL DR SAGINAW MI 486031128, SAGINAW, MI 48603-1128

Mortgage

Document Number	20015
Date	Aug 8, 2019
Instrument	20015

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10264 Scott Rd was $5,009 with a homeowner's exemption, up 3.3% from the year before.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,400 (-0.29%)	$344,800 (-0.29%)
2025	$5,009.00 (+3.28%) Homeowner's exemption	$172,900	$345,800
2024	$4,850.00
2023		$140,500	$281,000
2022	$3,988.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10264 Scott Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10264 Scott Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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