10138 Scott Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 10138 Scott Rd, Freeland, MI 48623

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,296 sqft · built 1962
Lot Size7.11 acres (309,712 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Mar 2026)
Tax Bill$3,544 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Jan 2020 Sale & Refinance
Flood ZoneZone X (minimal risk)
APN29-13-3-16-1006-000

Property Details

APN / Parcel Number

Primary APN29-13-3-16-1006-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft
Basement Area1,064 sqft
Unfinished Basement1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area309,712 sqft (7.11 acres)
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area144 sqft
Deck AreaDeck Area
Patio Area188 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10138 SCOTT RD
CityFREELAND
StateMI
Zip48623-8605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1-AGRI
Legal DescriptionS 693 FT OF W 1/2 OF SE 1/4 OF NE 1/4 EXC W 99 FT THEREOF ALSO EXC E 160 FT OF W 259 FT OF S 400 FT THEREOF ALSO EXC E 88 FT
Legal Range03E
Legal Township13N
Legal Section16
JurisdictionSAGINAW MI
Township / Civil DivisionTITTABAWASSEE
Census Block Group1
Census Block1036
Census Tract10101

Owner

10138 Scott Rd is owned and occupied by an individual who bought it in March 2026.

Source: Saginaw County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address10138 SCOTT RD, FREELAND, MI 48623-8605
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2026Warranty Deed, Transfer · VA Mortgage
FIRST COMMUNITY MORTGAGE INC
Jan 27, 2020Warranty Deed, Transfer · Stand-Alone Refinance
JOLT CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2026 · Amount on File
Deed SaleMar 4, 2026 · Amount on File
Prior SaleJan 27, 2020 · Amount on File
Deed Document Number20264245
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateMar 4, 2026
Property Address10138 SCOTT RD, FREELAND, MI 48623-8605
Document Number0000004245
Instrument DateFeb 26, 2026
Instrument2026004245
Transaction TypeTransfer
Record UpdatedMar 13, 2026
Title CompanyISLAND TITLE AGENCY LLC, MIDLAND TITLE AGENCY LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,812.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address563 PLANTATION DR, SAGINAW, MI 48638-7132

Transferred To (Grantee/Buyer)

NameVerified Name
Address10138 SCOTT RD, FREELAND, MI 48623-8605

Mortgage

Document Number0000004246
DateMar 4, 2026
Instrument2026004246
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2056

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJan 27, 2020
Property Address10138 SCOTT RD, FREELAND, MI 48623-8605
Document Number0000001957
Instrument DateJan 13, 2020
Instrument2020001957
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address563 PLANTATION DR, SAGINAW, MI 48638-7132

Mortgage

Document Number0000001958
DateJan 27, 2020
Instrument2020001958
Lender
NameJOLT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueFeb 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 10138 Scott Rd was $3,544 with a homeowner's exemption, up 3% from the year before.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,900 (+5.51%)$229,800 (+5.51%)
2025$3,544.00 (+2.96%) Homeowner's exemption$108,900$217,800
2024$3,442.00
2023$84,600$169,200
2022$2,924.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10138 Scott Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10138 Scott Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTITTABAWASSEE TOWNSHIP
serves 9,227 people · EPA ID MI0002470
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
LakeNet
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20

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