10285 Scott Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 10285 Scott Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,304 sqft · built 1948
Lot Size	1.96 acres (85,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Sep 2023)
Tax Bill	$4,170 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-16-4002-001`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-16-4002-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Building Area	2,304 sqft Living Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	85,378 sqft (1.96 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	88 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10285 SCOTT RD
City	FREELAND
State	MI
Zip	48623-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI
Legal Description	COM AT E 1/4 CORN OF SEC TH W 1308.55 FT TH S 33 FT TO POB TH CONT S 239 FT TH W 340 FT TH N 272 FT TO E&W 1/4 LINE TH E 122
Legal Range	03E
Legal Township	13N
Legal Section	16
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1033
Census Tract	10101

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10285 SCOTT RD, FREELAND, MI 48623-8606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage DOW CU
Sep 8, 2023	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Sep 6, 2013 · Amount on Record
Deed Document Number	202320117
Last Transfer Date	Mar 26, 2026
Transfer Doc	0000006382
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Mar 31, 2026
Property Address	10285 SCOTT RD, FREELAND, MI 48623-8606
Document Number	0000006382
Instrument Date	Mar 26, 2026
Instrument	2026006382
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10285 SCOTT RD, FREELAND, MI 48623-8606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10285 SCOTT RD, FREELAND, MI 48623-8606

Mortgage

Document Number	0000006383
Date	Mar 31, 2026
Instrument	2026006383

Lender

Name	DOW CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 8, 2023
Property Address	10285 SCOTT RD, FREELAND, MI 48623-8606
Document Number	0000020117
Instrument Date	Sep 1, 2023
Instrument	2023020117
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10285 SCOTT RD, FREELAND, MI 48623-8606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8818 LOXLEY LN, FREELAND, MI 48623-8718

Mortgage

Document Number	0000020118
Date	Sep 8, 2023
Instrument	2023020118

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	10285 SCOTT RD, FREELAND, MI 48623-8606
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020725
Date	Aug 20, 2020
Instrument	2020020725

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,600 (+0.23%)	$257,200 (+0.23%)
2025	$4,170.00 (+50.49%) Homeowner's exemption	$128,300 (+37.37%)	$256,600 (+37.37%)
2023		$93,400 (+9.62%)	$186,800 (+9.62%)
2022	$2,771.00 (+10.75%) Homeowner's exemption	$85,200	$170,400
2021	$2,502.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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