Shiawassee County property record for 1026 Summit St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 56,192 sqft (1.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $443,000 (2023) |
| Tax Bill | $7,614.00 (2025) |
| Primary APN | 050-210-000-011-00 |
|---|
| Lot Area | 56,192 sqft (1.29 acres) |
|---|---|
| Depth X Width | 363 ft x 155 ft Depth x Width |
| Street Address | 1026 SUMMIT ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1866 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 11 FEINDT ACRES SUBDIV ALSO PT OF OUTLOT 1 A CRAWFORDS ADD BEG ON THE S LN LOT 11 FEINDT ACRES WHICH IS N 88 15'00! W ON |
| Legal Subdivision | FEINDT ACRES SUB |
| Legal Lot Number | 11 |
| Jurisdiction | SHIAWASSEE MI |
| Minor Civil Division | OWOSSO |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 30500 |
Source: Shiawassee County records · APN 050-210-000-011-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1026 SUMMIT ST, OWOSSO, MI 48867-1866 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 09, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORPORATION |
| Oct 25, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 23, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| May 08, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage ADVISORS CAP |
| Jun 02, 2017 | Warranty Deed, Transfer ROSS MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2023 · Amount on Record |
| Deed Sale | Oct 25, 2023 · Amount on Record |
| Prior Sale | Jun 02, 2017 · Amount on Record |
| Deed Doc Number | 20233375913 |
| Deed Book / Page | 1311 / 747 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 09, 2026 |
| Property Address | 1026 SUMMIT ST, OWOSSO, MI 48867-1866 |
| Document Number | 0013390475 |
| Book / Page | 1339 / 475 |
| Instrument Date | Jun 02, 2026 |
| Instrument | 20263404054 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1026 SUMMIT ST, OWOSSO, MI 48867-1866 |
| Document Number | 0003404054, |
|---|---|
| Date | Jun 09, 2026 |
| Book Page | 1339/475 |
| Instrument | 20263404054 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 25, 2023 |
| Property Address | 1026 SUMMIT ST, OWOSSO, MI 48867-1866 |
| Document Number | 0013110747 |
| Book / Page | 1311 / 747 |
| Map Reference | LB 11 PG 157 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 3375913 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,322.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1026 SUMMIT ST, OWOSSO, MI 48867-1866 |
| Name | Verified Name |
|---|---|
| Address | 55 OTTAWA AVE SW APT 1009, 1009, GRAND RAPIDS, MI 49503-4063 |
| Document Number | 0013110711 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 1311/711 |
| Instrument | 3375877 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1026 SUMMIT ST, OWOSSO, MI 48867-1866 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1026 SUMMIT ST, OWOSSO, MI 48867-1866 |
| Document Number | 0012810650 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 1281/650 |
| Instrument | 3345415 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1026 SUMMIT ST, OWOSSO, MI 48867-1866 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012680426 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 1268/426 |
| Instrument | 3332068 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jun 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 08, 2019 |
| Property Address | 1026 SUMMIT ST, OWOSSO, MI 48867-1866 |
| Document Number | 0012570054 |
| Book / Page | 001257 / 000054 |
| Instrument Date | May 03, 2019 |
| Instrument | 3320564 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,912.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 546 LAUREN PARK DR BURNS TN 370299077, BURNS, TN 37029-9077 |
| Document Number | 12570055 |
|---|---|
| Date | May 08, 2019 |
| Book Page | 001257/000055 |
| Instrument | 3320565 |
| Name | ADVISORS CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | NOVI, MI 48375 |
| Type | Veterans Administration Mortgage |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 02, 2017 |
| Property Address | 1026 SUMMIT ST, OWOSSO, MI 48867-1866 |
| Document Number | 0012350006 |
| Book / Page | 1235 / 0006 |
| Instrument Date | May 30, 2017 |
| Instrument | 3298313 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $890.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1026 SUMMIT ST, 1026, OWOSSO, MI 48867-1866 |
| Name | Verified Name |
|---|---|
| Address | 9203 NAVAJO TRL, FLUSHING, MI 48433-1002 |
| Document Number | 0012350007 |
|---|---|
| Date | Jun 02, 2017 |
| Book Page | 1235/0007 |
| Instrument | 3298314 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 01, 2047 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,600 (+10.2%) | $417,200 (+10.2%) | |
| 2025 | $7,614.00 (+35.22%) Homeowner's exemption | $189,300 (+28.6%) | $378,600 (+28.6%) |
| 2023 | $5,631.00 Homeowner's exemption | $147,200 | $294,400 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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