1040 Summit St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1040 Summit St, Owosso, MI 48867 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$167,000 (2023)
Tax Bill$2,450.00 (2025)

Property Details

APN / Parcel Number

Primary APN050-210-000-010-00

Exterior

Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address1040 SUMMIT ST
CityOWOSSO
StateMI
Zip48867-1866
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 10 FEINDT ACRES SUB
Legal SubdivisionFEINDT ACRES SUB
Legal Lot Number10
JurisdictionSHIAWASSEE MI
Minor Civil DivisionOWOSSO
Census Blockgroup1
Census Block1009
Census Tract30500

Owner

Source: Shiawassee County records · APN 050-210-000-010-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1040 SUMMIT ST, OWOSSO, MI 48867-1866
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Apr 23, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 18, 2023 · Amount on Record
Deed SaleSep 18, 2023 · Amount on Record
Deed Doc Number20233374897
Deed Book / Page1310 / 732
Prior Transfer DateMar 25, 2020
Prior Transfer Doc0012680418
Record RefreshedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateSep 18, 2023
Property Address1040 SUMMIT ST, OWOSSO, MI 48867-1866
Document Number0013100732
Book / Page1310 / 732
Map ReferenceLB 11 PG 157
Instrument DateSep 08, 2023
Instrument3374897
Transaction TypeTransfer
Record UpdatedOct 10, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,252.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1040 SUMMIT ST, OWOSSO, MI 48867-1866

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 SUMMIT ST, OWOSSO, MI 48867-1866

Mortgage

Document Number0003374898
DateSep 18, 2023
Instrument3374898
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIAWASSEE MI
Recording DateApr 23, 2020
Property Address1040 SUMMIT ST, OWOSSO, MI 48867-1866
Document Number0012680418
Book / Page001268 / 000418
Instrument DateMar 25, 2020
Instrument3332060
Transaction TypeTransfer
Record UpdatedJul 01, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address6147 SILKWORTH BLVD JACKSON MI 492018547, JACKSON, MI 49201-8547

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$67,200 (+10.34%)$134,400 (+10.34%)
2025$2,450.00 (+50.86%) Homeowner's exemption$60,900 (+23.53%)$121,800 (+23.53%)
2024$1,624.00
2023$1,624.00 Homeowner's exemption$49,300$98,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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