Shiawassee County property record for 1004 Summit St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Aug 2023) |
| Tax Bill | $1,682 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-140-000-002-00 |
| Primary APN | 050-140-000-002-00 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Street Address | 1004 SUMMIT ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A CRAWFORDS ADD N 66' OF W 132' OF S 132' OF OUTLOT 1 |
| Legal Subdivision | CRAWFORDS ADD |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30500 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1004 SUMMIT ST, OWOSSO, MI 48867-1866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 4, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2023 · Amount on Record |
| Deed Sale | Aug 4, 2023 · Amount on Record |
| Deed Document Number | 20233373665 |
| Deed Book / Page | 1309 / 516 |
| Prior Transfer Date | Aug 26, 2014 |
| Prior Transfer Doc | 0013090513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 4, 2023 |
| Property Address | 1004 SUMMIT ST, OWOSSO, MI 48867-1866 |
| Document Number | 0013090516 |
| Book / Page | 1309 / 516 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 3373665 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2842 SPRINGDALE DR, HUDSONVILLE, MI 49426-7700 |
| Investor | Possibly a Property Investor |
| Document Number | 0003373666 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 3373666 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 4, 2023 |
| Property Address | 1004 SUMMIT ST, OWOSSO, MI 48867-1866 |
| Document Number | 0013090513 |
| Book / Page | 1309 / 513 |
| Instrument Date | Aug 26, 2014 |
| Instrument | 3373662 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1004 SUMMIT ST, OWOSSO, MI 48867-1866 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1004 SUMMIT ST, OWOSSO, MI 48867-1866 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,700 (+11.17%) | $131,400 (+11.17%) | |
| 2025 | Homeowner's exemption | $59,100 (+20.86%) | $118,200 (+20.86%) |
| 2024 | $1,682.00 | ||
| 2023 | $1,682.00 Homeowner's exemption | $48,900 | $97,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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