Henderson County property record for 1026 Mill St, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,073 sqft · built 1953 |
| Lot Size | 0.186 acres (8,134 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $53,000 (Aug 2000) |
| Tax Bill | $1,120 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-13-13-5 |
| Primary APN | 2-13-13-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,073 sqft Finished Area |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,134 sqft (0.186 acres) |
| Lot Dimensions | 83 ft deep x 98 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 52429 |
|---|---|
| Street Address | 1026 MILL ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-4425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20501 |
1026 Mill St is owned by two individuals who bought it in August 2000.
Source: Henderson County records, as of November 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10310 MUSTANG RDG, CONVERSE, TX 78109-2462 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THE GERMAN AMERICAN BANK |
| Oct 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOWARD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2000 · Amount on File |
| Deed Sale | Aug 1, 2000 · Amount on File |
| Deed Document Number | 0000500751 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 1026 MILL ST, HENDERSON, KY 42420-4425 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Name | Verified Name |
|---|---|
| Address | 10310 MUSTANG RDG, CONVERSE, TX 78109-2462 |
| Investor | Possibly a Property Investor |
| Document Number | MT1423/853 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | MT1423/853 |
| Instrument | 2023006863 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | JASPER, IN 47546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 1026 MILL ST, HENDERSON, KY 42420-4425 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017011349 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | MT 1249/614 |
| Instrument | 2017011349 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Address | ELLICOTT CITY, MD 21043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 1026 Mill St was $1,120.
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,120.00 | $101,000 | $101,000 |
| 2023 | $91.00 (-41.29%) Homeowner's exemption | $54,500 (-) | $54,500 (-) |
| 2022 | $155.00 Homeowner's exemption | $54,500 | $54,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1026 Mill St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1026 Mill St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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