1002 Mill St, Henderson, KY 42420 Property Records

Henderson County property record for 1002 Mill St, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,320 sqft · built 1944
Lot Size0.158 acres (6,900 sqft)
OwnerIndividual Name on Record
Last Sale$74,900 (Aug 2017)
Tax Bill$830 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2-13-13-2

Property Details

APN / Parcel Number

Primary APN2-13-13-2
Alternative APN
  • 42581

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,320 sqft Finished Area
Basement Area1,320 sqft

Exterior

Year BuiltBuilt 1944
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,900 sqft (0.158 acres)
Lot Dimensions150 ft deep x 46 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area147 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Account Number42581
Street Address1002 MILL ST
CityHENDERSON
StateKY
Zip42420-4425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionSINGLE FAMILY
JurisdictionHENDERSON KY
Township / Civil DivisionHENDERSON
Census Block Group1
Census Block1010
Census Tract20501

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1002 MILL ST, HENDERSON, KY 42420-4425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2017 · Amount on Record
Deed SaleAug 15, 2017 · Amount on Record
Prior SaleJan 19, 2008 · Amount on Record
Deed Document Number2017009039
Deed Book / PageRE 0625 / 841
Record UpdatedJun 8, 2026

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionHENDERSON KY
Recording DateAug 15, 2017
Property Address1002 MILL ST, HENDERSON, KY 42420-4425
Document NumberRE0625/841
Book / PageRE 0625 / 841
Instrument DateAug 10, 2017
Instrument2017009039
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyFOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$75.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3273 WINDING TRAIL DR, 3273, ROBARDS, KY 42452-9368

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1002 MILL ST, HENDERSON, KY 42420-4425

Mortgage

Document Number2017009040
DateAug 15, 2017
Instrument2017009040
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
MunicipalityHenderson City
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$830.00 (-0.84%)$74,900 (-)$74,900 (-)
2023$837.00 (+0.97%)$74,900 (-)$74,900 (-)
2022$829.00$74,900$74,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER UTILITY/NORTH
serves 31,705 people · EPA ID KY0510188
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Henderson Municipal Power & Light
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number