Henderson County property record for 1022 Mill St, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 924 sqft · built 1943 |
| Lot Size | 0.142 acres (6,225 sqft) |
| Owner | Company Name on File |
| Last Sale | $615,000 (Jul 2021) |
| Tax Bill | $576 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-13-13-11 |
| Primary APN | 2-13-13-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Finished Area |
| Year Built | Built 1943 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,225 sqft (0.142 acres) |
| Lot Dimensions | 83 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 43341 |
|---|---|
| Street Address | 1022 MILL ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-4425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | L K JACOBS |
| Legal Block | 4 |
| Legal Lot Number | 17&18 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20501 |
1022 Mill St is owned by a company that bought it in July 2021.
Source: Henderson County records, as of November 24, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1000 PEBBLE CREEK DR, HENDERSON, KY 42420-9164 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed, Transfer · Commercial Mortgage UNITED COMMUNITY BANK OF WEST KY IN |
| Jan 18, 2018 | Deed, Transfer · Commercial Mortgage FARMERS BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2021 · Amount on File |
| Deed Sale | Jul 20, 2021 · Amount on File |
| Prior Sale | Jan 18, 2018 · Amount on File |
| Deed Document Number | 2021008391 |
| Deed Book / Page | RE 0652 / 526 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jul 20, 2021 |
| Property Address | 1022 MILL ST, HENDERSON, KY 42420-4425 |
| Document Number | RE0652/526 |
| Book / Page | RE 0652 / 526 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021008391 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $615.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2207 HENDERSON DR, 2207, SPRING HILL, TN 37174-3284 |
| Name | Verified Name |
|---|---|
| Address | 1000 PEBBLE CREEK DR, HENDERSON, KY 42420-9164 |
| Document Number | 2021008392 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021008392 |
| Name | UNITED COMMUNITY BANK OF WEST KY IN |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 10, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jan 18, 2018 |
| Property Address | 1022 MILL ST, HENDERSON, KY 42420-4425 |
| Document Number | RE0629/045 |
| Book / Page | RE 0629 / 045 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 2018000591 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | UPLAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2013 MESLEY DR, 2013, HENDERSON, KY 42420 |
| Name | Verified Name |
|---|---|
| Address | 104 N ELM ST, HENDERSON, KY 42420-3131 |
| Document Number | 2018000592 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 2018000592 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Dec 29, 2037 |
The 2025 property tax bill for 1022 Mill St was $576.
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $576.00 | $52,000 | $52,000 |
| 2023 | $581.00 (+0.87%) | $52,000 (+0.02%) | $52,000 (+0.02%) |
| 2022 | $576.00 | $51,990 | $51,990 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1022 Mill St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1022 Mill St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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