Hamilton County property record for 1026 Lower Mill Rd, Hixson, TN 37343
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,628 sqft · built 2004 |
| Lot Size | 0.595 acres (25,923 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,000 (Jun 2012) |
| Tax Bill | $1,060 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 091O A 002.50 |
| Primary APN | 091O A 002.50 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,628 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 25,923 sqft (0.595 acres) |
| Lot Dimensions | 191 ft deep x 135 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000021903 |
|---|---|
| Street Address | 1026 LOWER MILL RD |
| City | HIXSON |
| State | TN |
| Zip | 37343-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 51 OAKCREST SUB PB 27 PG 286 72-175 |
| Legal Subdivision | OAKCREST SUBDIVISION |
| Legal Lot Number | 51 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10431 |
1026 Lower Mill Rd is owned and occupied by two individuals who bought it in June 2012.
Source: Hamilton County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1026 LOWER MILL RD, HIXSON, TN 37343-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 23, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2012 · Amount on File |
| Deed Sale | Jun 11, 2012 · Amount on File |
| Prior Sale | Aug 16, 2004 · Amount on File |
| Deed Document Number | 2012305 |
| Deed Book / Page | 9665 / 455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 13, 2026 |
| Property Address | 1026 LOWER MILL RD, HIXSON, TN 37343-2907 |
| Document Number | 0000000001 |
| Book / Page | 14365 / 189 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1026 LOWER MILL RD, HIXSON, TN 37343-2907 |
| Document Number | 0000000001, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 14365/189 |
| Instrument | 20261 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1026 LOWER MILL RD, HIXSON, TN 37343-2907 |
| Document Number | 0000000020 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1026 LOWER MILL RD HIXSON TN 373432907, HIXSON, TN 37343-2907 |
| Document Number | 0000000020 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 011003/000633 |
| Instrument | 20 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2047 |
| Rate | 3.62% |
|---|
The 2025 property tax bill for 1026 Lower Mill Rd was $1,060, down 4.8% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,060.00 (-4.85%) | $69,950 (+40.39%) | $279,800 (+40.39%) Land $45,000 Building $234,800 |
| 2024 | $1,114.00 | $49,825 (-) | $199,300 (-) Land $35,000 Building $164,300 |
| 2023 | $1,114.00 | $49,825 (-) | $199,300 (-) Land $35,000 Building $164,300 |
| 2022 | $1,114.00 | $49,825 | $199,300 Land $35,000 Building $164,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1026 Lower Mill Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1995–2003) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1026 Lower Mill Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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