1024 Lower Mill Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 1024 Lower Mill Rd, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,108 sqft · built 2003
Lot Size	0.283 acres (12,352 sqft)
Owner	Individual Name on File
Last Sale	$138,500 (Nov 2008)
Tax Bill	$929 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091O A 002.49`

Property Details

APN / Parcel Number

Primary APN	`091O A 002.49`
Alternative APN	`0000021902`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,108 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Level
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,352 sqft (0.283 acres)
Lot Dimensions	154 ft deep x 79.7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000021902
Street Address	1024 LOWER MILL RD
City	HIXSON
State	TN
Zip	37343-2907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 OAKCREST SUB PB 27 PG 286 72-175
Legal Subdivision	OAKCREST SUBDIVISION
Legal Lot Number	50
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2010
Census Tract	10431

Owner

1024 Lower Mill Rd is owned and occupied by an individual who bought it in November 2008.

Source: Hamilton County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1024 LOWER MILL RD, HIXSON, TN 37343-2907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage 7 MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2008 · Amount on File
Deed Sale	Nov 24, 2008 · Amount on File
Prior Sale	Sep 4, 2003 · Amount on File
Deed Document Number	2008198
Deed Book / Page	8804 / 871
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1024 LOWER MILL RD, HIXSON, TN 37343-2907
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000032
Date	Jan 13, 2021
Book Page	12312/341
Instrument	2021011300032

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1024 LOWER MILL RD, HIXSON, TN 37343-2907
Document Number	0924000188
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	7 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 LOWER MILL RD HIXSON TN 373432907, HIXSON, TN 37343-2907

Mortgage

Document Number	0924000188
Date	Sep 24, 2018
Book Page	011459/000390
Instrument	180924000188

Lender

Name	7 MTG
Address	2077 TOWN CENTER BLVD # 303, KNOXVILLE, TN 37922-6745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 23, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1024 Lower Mill Rd was $929, down 7.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$929.00 (-7.84%)	$61,300 (+36%)	$245,200 (+36%) Land $45,000 Building $200,200
2024	$1,008.00	$45,075 (-)	$180,300 (-) Land $35,000 Building $145,300
2023	$1,008.00	$45,075 (-)	$180,300 (-) Land $35,000 Building $145,300
2022	$1,008.00	$45,075	$180,300 Land $35,000 Building $145,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1024 Lower Mill Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1995–2003)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 Lower Mill Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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