1013 Lower Mill Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 1013 Lower Mill Rd, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,930 sqft · built 1993
Lot Size	0.881 acres (38,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Apr 2020)
Tax Bill	$1,796 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091J C 015.01`

Property Details

APN / Parcel Number

Primary APN	`091J C 015.01`
Alternative APN	`0000130545`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,930 sqft Living Area

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	38,400 sqft (0.881 acres)
Lot Dimensions	256 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000130545
Old Parcel Number	091J C 01501
Street Address	1013 LOWER MILL RD
City	HIXSON
State	TN
Zip	37343-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 JESSIE W ZEIGLER SUB PB48 PG289 OUT OF 91O-C-14&15 FOR 1991
Legal Subdivision	JESSIE W ZEIGLER SUB
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2009
Census Tract	10431

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 LOWER MILL RD, HIXSON, TN 37343-2906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020 · Amount on Record
Deed Sale	Apr 9, 2020 · Amount on Record
Prior Sale	Sep 16, 2013 · Amount on Record
Deed Document Number	2020040900218
Deed Book / Page	11965 / 610
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 9, 2020
Property Address	1013 LOWER MILL RD, HIXSON, TN 37343-2906
Document Number	0409000218
Book / Page	011965 / 000610
Instrument Date	Apr 8, 2020
Instrument	200409000218
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$981.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1013 LOWER MILL RD HIXSON TN 373432906, HIXSON, TN 37343-2906

Mortgage

Document Number	409000219
Date	Apr 9, 2020
Book Page	011965/000613
Instrument	200409000219

Lender

Name	PLATINUM FIN'L FUND
Type	Funding / Finance Company
Address	CHATTANOOGA, TN 37421

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,796.00 (+27.47%)	$118,525 (+88.13%)	$474,100 (+88.13%) Land $65,000 Building $409,100
2024	$1,409.00	$63,000 (-)	$252,000 (-) Land $35,000 Building $217,000
2023	$1,409.00	$63,000 (-)	$252,000 (-) Land $35,000 Building $217,000
2022	$1,409.00	$63,000	$252,000 Land $35,000 Building $217,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1995–2003)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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