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1026 Espinado Ave, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 1026 Espinado Ave, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,087 sqft · built 1981
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Mar 2022)
Tax Bill$3,829 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN284123-0150

Property Details

APN / Parcel Number

Primary APN284123-0150

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,087 sqft Living Area
Gross Area2,409 sqft
1st Floor Area1,680 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,840 sqft (0.18 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage TypeAttached
Garage Area322 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area60 sqft
Patio Area55 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1026 ESPINADO AVE
CitySAINT AUGUSTINE
StateFL
Zip32086-7109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13-36 ST AUG SHORES UNIT 4 LOT 15 BLK 123 OR5504/453
Legal Range30E
Legal Township08S
Legal Section39
Legal SubdivisionST. AUGUSTINE SHORES UNIT 4
Legal Block123
Legal Lot Number15
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1008
Census Tract21211

Owner

Source: St. Johns County records · APN 284123-0150

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1026 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7109
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2022 · Amount on Record
Deed SaleMar 01, 2022 · Amount on Record
Prior SaleSep 08, 2003 · Amount on Record
Deed Document Number202222195
Deed Book / Page5504 / 453
Record UpdatedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 01, 2022
Property Address1026 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7109
Document Number0055040453
Book / Page5504 / 453
Map ReferenceMB 13 PG 31-38
Instrument DateFeb 28, 2022
Instrument2022022195
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address601 N DIXIE AVE, 601, TITUSVILLE, FL 32796-2016

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1026 ESPINADO AVE, ST AUGUSTINE, FL 32086-7109

Mortgage

Document Number0005504455
DateMar 01, 2022
Instrument5504/455
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 10, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$266,411 (-10.67%) Land $86,778 Building $179,633$266,411 (-16.59%) Land $86,778 Building $179,633
2025$3,829.00 (+12.85%) Homeowner's exemption$298,246 (+5.99%)$319,405 (+13.51%) Land $81,900 Building $237,505
2024$3,393.00 (+2.01%)
2023$3,326.00 (-10.88%) Homeowner's exemption$281,399 (-13.4%)$281,399 (-13.4%) Land $81,900 Building $199,499
2022$3,732.00$324,944$324,944 Land $52,998 Building $271,946

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 84 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims6 (2016–2022)
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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