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1032 Espinado Ave, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 1032 Espinado Ave, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,300 sqft · built 1981
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Nov 2020)
Tax Bill$2,013 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN284123-0160

Property Details

APN / Parcel Number

Primary APN284123-0160

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,300 sqft Living Area
Gross Area2,060 sqft
1st Floor Area1,300 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage TypeAttached
Garage Area364 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area456 sqft
Patio Area396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1032 ESPINADO AVE
CitySAINT AUGUSTINE
StateFL
Zip32086-7109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13-36 ST AUG SHORES UNIT 4 LOT 16 BLK 123 OR5109/279 & 6086/1628(L/E)
Legal Range30E
Legal Township08S
Legal Section39
Legal SubdivisionST. AUGUSTINE SHORES UNIT 4
Legal Block123
Legal Lot Number16
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1008
Census Tract21211

Owner

Source: St. Johns County records · APN 284123-0160

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1032 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 25, 2020 · Amount on Record
Deed SaleNov 25, 2020 · Amount on Record
Prior SaleMay 04, 2009 · Amount on Record
Deed Document Number2020107556
Deed Book / Page5109 / 279
Record UpdatedJun 08, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 25, 2020
Property Address1032 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7109
Document Number0051090279
Book / Page5109 / 279
Map ReferenceMB 13 PG 31-38
Instrument DateNov 16, 2020
Instrument2020107556
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyOLDE TOWNE TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 LEEWARD ISLAND DR, 209, SAINT AUGUSTINE, FL 32080-6215

Transferred To (Grantee/Buyer)

NameVerified Name
Address1032 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7109

Mortgage

Document Number5109281
DateNov 25, 2020
Instrument5109/281
Lender
NameCALCON MUTUAL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$167,867 (+2.7%)$287,459 (-3.62%) Land $86,778 Building $200,681
2025$2,013.00 (+14.96%) Homeowner's exemption$163,454 (+5.99%)$298,248 (+3.22%) Land $81,900 Building $216,348
2024$1,751.00 (+2.28%)
2023$1,712.00 (+3.82%) Homeowner's exemption$154,220 (+3%)$288,932 (+6.18%) Land $81,900 Building $207,032
2022$1,649.00 Homeowner's exemption$149,728$272,115 Land $52,998 Building $219,117

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 84 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims6 (2016–2022)
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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