1026 Cobblestone Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 1026 Cobblestone Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,112 sqft · built 1972
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Jul 2017)
Tax Bill	$1,153 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0124-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0124-0120`
Alternative APNs	`00231298` `231298`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
Gross Area	1,666 sqft
1st Floor Area	1,112 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1984
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00231298
Street Address	1026 COBBLESTONE DR
City	SPRING HILL
State	FL
Zip	34606-5836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 124 LOT 12 ORB 309 PG 13 ORB 2657 PGS 548 & 550
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 2
Legal Block	124
Legal Lot Number	12
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2004
Census Tract	41401

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1026 COBBLESTONE DR, SPRING HILL, FL 34606-5836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
May 20, 2022	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jul 17, 2017	Warranty Deed, Transfer MARLENE S VASQUEZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Prior Sale	May 26, 1998 · Amount on Record
Deed Document Number	201740278
Deed Book / Page	3488 / 1172
Prior Transfer Date	May 15, 2009
Prior Transfer Doc	0026570548
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1026 COBBLESTONE DR, SPRING HILL, FL 34606-5836
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 COBBLESTONE DR, SPRING HILL, FL 34606-5836

Mortgage

Document Number	0043951369
Date	Feb 26, 2024
Book Page	4395/1369
Instrument	2024011620

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jun 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1026 COBBLESTONE DR, SPRING HILL, FL 34606-5836
Transaction Type	Mortgage
Record Updated	Sep 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 COBBLESTONE DR, SPRING HILL, FL 34606-5836

Mortgage

Document Number	0041740886
Date	May 20, 2022
Book Page	4174/886
Instrument	2022040118

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 17, 2017
Property Address	1026 COBBLESTONE DR, SPRING HILL, FL 34606-5836
Document Number	0034881172
Book / Page	003488 / 001172
Instrument Date	Jul 14, 2017
Instrument	40278
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	SOUTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$441.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 COBBLESTONE DR SPRING HILL FL 346065836, SPRING HILL, FL 34606-5836

Mortgage

Document Number	34881174
Date	Jul 17, 2017
Book Page	003488/001174
Instrument	40279

Lender

Name	MARLENE S VASQUEZ
Address	9481 MIRACLE DR, SPRING HILL, FL 34608-3527
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 16, 2020

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,153.00 (+150.11%) Homeowner's exemption	$66,676 (+5.99%)	$138,785 (-0.21%) Land $27,375 Building $111,410
2023		$62,910 (+3%) Land $62,910
2022	$461.00 Homeowner's exemption	$61,078	$139,084 Land $30,000 Building $109,084

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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