1025 Cobblestone Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 1025 Cobblestone Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,242 sqft · built 1971
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,900 (Jun 2026)
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0107-0250`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0107-0250`
Alternative APNs	`00227659` `227659`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	1,444 sqft
1st Floor Area	1,242 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1988
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	202 sqft
Deck Area	160 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00227659
Street Address	1025 COBBLESTONE DR
City	SPRING HILL
State	FL
Zip	34606-5837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 107 LOT 25
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 2
Legal Block	107
Legal Lot Number	25
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2012
Census Tract	41401

Owner

Source: Hernando County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1025 COBBLESTONE DR, SPRING HILL, FL 34606-5837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
May 19, 2026	Warranty Deed, Transfer · Construction Mortgage MTI TITLE INSURANCE AGENCY INC
May 19, 2026	Warranty Deed, Construction Loan · Construction Mortgage MTI TITLE INSURANCE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	May 19, 2026 · Amount on Record
Deed Document Number	202643963
Deed Book / Page	4728 / 1554
Prior Transfer Date	Sep 9, 2008
Prior Transfer Doc	0025931233
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 29, 2026
Property Address	1025 COBBLESTONE DR, SPRING HILL, FL 34606-5837
Document Number	0000043963
Book / Page	4728 / 1554
Instrument Date	Jun 26, 2026
Instrument	202643963
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	MTI TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120,119.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 COBBLESTONE DR, SPRING HILL, FL 34606-5837

Mortgage

Document Number	0000043964,
Date	Jun 29, 2026
Instrument	202643964

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 19, 2026
Property Address	1025 COBBLESTONE DR, SPRING HILL, FL 34606-5837
Document Number	0000034087
Book / Page	4711 / 925
Instrument Date	May 18, 2026
Instrument	202634087
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	MTI TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$77,063.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8721 LINEBROOK DR, TRINITY, FL 34655-5322
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034088,
Date	May 19, 2026
Instrument	202634088

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 12, 2027

Interest

Rate Type	Balloon
Rate	6.46%
Initial Type	Balloon
Max Rate	-1%

May 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 19, 2026
Property Address	1025 COBBLESTONE DR, SPRING HILL, FL 34606-5837
Document Number	0047110925
Book / Page	4711 / 925
Instrument Date	May 18, 2026
Instrument	202634087
Transaction Type	Construction Loan
Record Updated	Aug 29, 2026
Title Company	MTI TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$77,063.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8721 LINEBROOK DR, TRINITY, FL 34655-5322
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034088,
Date	May 19, 2026
Instrument	202634088

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 12, 2027

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,162.00 (+147.23%) Homeowner's exemption	$68,190 (+5.99%)	$146,020 (-0.09%) Land $27,375 Building $118,645
2023		$64,338 (+3%) Land $64,338
2022	$470.00 Homeowner's exemption	$62,464	$146,153 Land $30,000 Building $116,153

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Cobblestone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures