Carroll County property record for 1025 Stone Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,600 sqft · built 1992 |
| Lot Size | 5.15 acres (224,334 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (May 2008) |
| Tax Bill | $4,464 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-094892 |
| Primary APN | 07-094892 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,600 sqft Total Area |
| Attic | Attic |
| Attic Area | 510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 224,334 sqft (5.15 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Deck Area | 536 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 094892 |
|---|---|
| Street Address | 1025 STONE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-2818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 6 - 5.15 ACS 1025 STONE RD 28-115 MARGARETS DELIGHT |
| Legal Subdivision | MARGARETS DELIGHT |
| Legal Lot Number | 6 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 507500 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1025 STONE RD, WESTMINSTER, MD 21158-2818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · VA Mortgage CONTOUR MORTGAGE CORP |
| Feb 10, 2017 | Deed of Trust, Mortgage · VA Mortgage JPMORGAN CHASE BANK NA |
| May 4, 2017 | Deed of Trust, Mortgage JPMORGAN CHASE BANK NA |
| Dec 11, 2020 | Deed of Trust, Mortgage · VA Mortgage CONTOUR MTG |
| Mar 22, 2017 | Quit Claim Deed, Transfer SERVICELINK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2008 · Amount on Record |
| Deed Sale | May 7, 2008 · Amount on Record |
| Prior Sale | Jun 26, 2006 · Amount on Record |
| Deed Document Number | 200873292 |
| Deed Book / Page | 5527 / 206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1025 STONE RD, WESTMINSTER, MD 21158-2818 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | AMERICAS TITLE GROUP, AMERICAS TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0104630179 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 10463/179 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1025 STONE RD, WESTMINSTER, MD 21158-2818 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK LLC |
| Name | Verified Name |
|---|
| Document Number | 0086090415 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 8609/0415 |
| Instrument | 8609-0415 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1025 STONE RD, WESTMINSTER, MD 21158-2818 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0086770001 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 8677/0001 |
| Instrument | 8677-0001 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount Recorded |
|---|---|
| Term | 419 Months |
| Due | Apr 19, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1025 STONE RD, WESTMINSTER, MD 21158-2818 |
| Document Number | 0100160358 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | AMERICS TITLE CORPORATION, AMERICS TITLE CORP |
| Name | Verified Name |
|---|---|
| Address | 1025 STONE RD WESTMINSTER MD 211582818, WESTMINSTER, MD 21158-2818 |
| Investor | Possibly a Property Investor |
| Document Number | 0100160358 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 010016/000358 |
| Name | CONTOUR MTG |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 22, 2017 |
| Property Address | 1025 STONE RD, WESTMINSTER, MD 21158-2818 |
| Document Number | 0086430241 |
| Book / Page | 008643 / 000241 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1025 STONE RD WESTMINSTER MD 211582818, WESTMINSTER, MD 21158-2818 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,464.00 (+5.16%) Homeowner's exemption | $421,400 (+25.04%) Land $160,700 Building $260,700 | $421,400 (+25.04%) Land $160,700 Building $260,700 |
| 2025 | $4,245.00 (+11.48%) Homeowner's exemption | ||
| 2023 | $3,808.00 Homeowner's exemption | $337,000 Land $160,700 Building $176,300 | $337,000 Land $160,700 Building $176,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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