1007 Stone Rd, Westminster, MD 21158 Property Records

Carroll County property record for 1007 Stone Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,533 sqft · built 1997
Lot Size	0.614 acres (26,730 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,900 (Jan 2015)
Tax Bill	$3,478 (2026)
Deeds & Mortgages	May 2018 Loan Modification May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-024142`

Property Details

APN / Parcel Number

Primary APN	`07-024142`
Alternative APNs	`7024142` `024142`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,533 sqft Total Area
Basement Area	242 sqft
Finished Basement	242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,730 sqft (0.614 acres)
Garage Type	Built-in
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	105 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	024142
Street Address	1007 STONE RD
City	WESTMINSTER
State	MD
Zip	21158-2818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 2 - 26730 SF 1007 STONE RD NE OF PLEASANT VALLEY
Legal Subdivision	OXFORD MEWS
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1003
Census Tract	507500

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 STONE RD, WESTMINSTER, MD 21158-2818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2018	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST MTG
May 15, 2018	Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2015 · Amount on Record
Deed Sale	Jan 7, 2015 · Amount on Record
Prior Sale	Jun 30, 2004 · Amount on Record
Deed Book / Page	7853 / 101
Record Updated	Oct 29, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	1007 STONE RD, WESTMINSTER, MD 21158-2818
Document Number	0090530347
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1007 STONE RD WESTMINSTER MD 211582818, WESTMINSTER, MD 21158-2818

Mortgage

Document Number	0090530347
Date	Jun 27, 2018
Book Page	009053/000347

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1007 STONE RD, WESTMINSTER, MD 21158-2818
Document Number	0090450145
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	FIRST AMERICAN TITLE IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1007 STONE RD WESTMINSTER MD 211582818, WESTMINSTER, MD 21158-2818

Mortgage

Document Number	0090450145
Date	Jun 19, 2018
Book Page	009045/000145

Lender

Name	HUD-HOUSING/URBAN DEV
Address	BALTIMORE, MD

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,478.00 (+5.62%)	$305,200 (+19.41%) Land $99,000 Building $206,200	$305,200 (+19.41%) Land $99,000 Building $206,200
2025	$3,293.00 (+14.02%)
2023	$2,888.00	$255,600 Land $99,000 Building $156,600	$255,600 Land $99,000 Building $156,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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