Carroll County property record for 1022 Stone Rd, Westminster, MD 21158 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,884 sqft · built 1990 |
| Lot Size | 10.2 acres (445,749 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,765 (2025) |
| Deeds & Mortgages | Dec 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-024113 |
| Primary APN | 03-024113 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,884 sqft Total Area |
| 1st Floor Area | 144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 445,749 sqft (10.2 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 560 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 024113 |
|---|---|
| Street Address | 1022 STONE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LT - 10.2327 ACS 1022 STONE RD DNR 4598/709 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 503000 |
Source: Carroll County records · APN 03-024113
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1022 STONE RD, WESTMINSTER, MD 21158-2819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1022 STONE RD, WESTMINSTER, MD 21158-2819 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1022 STONE RD, WESTMINSTER, MD 21158-2819 |
| Document Number | 0111570005 |
|---|---|
| Date | Dec 01, 2023 |
| Book Page | 11157/5 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | NORWELL, MA 02061 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 950 Months |
| Due | Feb 16, 2103 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.89% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.8% |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458,233 (+20.91%) | $534,300 (+27.15%) Land $153,400 Building $380,900 | |
| 2025 | $4,765.00 (+11.28%) Homeowner's exemption | ||
| 2023 | $4,282.00 Homeowner's exemption | $379,000 | $420,200 Land $128,400 Building $291,800 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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