1025 Ramsgate Dr SW, Concord, NC 28025 Property Records

Cabarrus County property record for 1025 Ramsgate Dr SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,978 sqft · built 2008
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$116,000 (Nov 2010)
Tax Bill	$2,276 (2023)
Deeds & Mortgages	Feb 2018 Line of Credit Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`11045F0080.000000`

Property Details

APN / Parcel Number

Primary APN	`11045F0080.000000`
Alternative APNs	`5538 39 5198` `121130`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,978 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	818 sqft
Upper Floors Area	1,160 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Mixed
Garage Area	342 sqft
Driveway	Concrete Driveway
Driveway Area	480 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	64 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	121130
Street Address	1025 RAMSGATE DR SW
City	CONCORD
State	NC
Zip	28025-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 80 RAMSGATE
Legal Subdivision	RAMSGATE
Legal Lot Number	80
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5008
Census Tract	40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2018	Trustee's Deed, Transfer · Line of Credit GOLDMAN-SACHS MTG
Oct 2, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2010 · Amount on Record
Deed Sale	Nov 2, 2010 · Amount on Record
Prior Sale	May 11, 2010 · Amount on Record
Deed Book / Page	9352 / 277
Record Updated	Oct 29, 2026

February 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 22, 2018
Property Address	1025 RAMSGATE DR SW, CONCORD, NC 28025-9261
Document Number	1288989
Book / Page	012889 / 000089
Instrument Date	Feb 22, 2018
Instrument	4120
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Mortgage

Document Number	12889103
Date	Feb 22, 2018
Book Page	012889/000103
Instrument	4121

Lender

Name	GOLDMAN-SACHS MTG
Type	Mortgage Company
Address	200 WEST ST # 5TH, NEW YORK, NY 10282-2102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 21, 2023

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 2, 2017
Property Address	1025 RAMSGATE DR SW, CONCORD, NC 28025-9261
Document Number	12702322
Book / Page	012702 / 000322
Instrument Date	Sep 27, 2017
Instrument	25597
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$340.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,270 (+57.19%) Land $68,000 Building $225,270
2024			$293,270 (+57.19%) Land $68,000 Building $225,270
2023	$2,276.00	$186,570 Land $40,000 Building $146,570	$186,570 Land $40,000 Building $146,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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