Cabarrus County property record for 1015 Ramsgate Dr SW, Concord, NC 28025 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,052 sqft · built 2013 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,000 (Apr 2017) |
| Tax Bill | $2,443 (2023) |
| Deeds & Mortgages | Nov 2023 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11045F0082.000000 |
| Primary APN | 11045F0082.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,052 sqft Living Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 906 sqft |
| Upper Floors Area | 1,146 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Garage Type | Mixed |
| Garage Area | 240 sqft |
| Driveway | Driveway |
| Driveway Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 18 sqft |
| Patio Area | 12 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 115325 |
|---|---|
| Street Address | 1015 RAMSGATE DR SW |
| City | CONCORD |
| State | NC |
| Zip | 28025-9261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 82 RAMSGATE |
| Legal Subdivision | RAMSGATE PH 01 MAP 01 |
| Legal Lot Number | 82 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 11, CENTRAL CABARRUS |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 40501 |
Source: Cabarrus County records · APN 11045F0082.000000
Assessment roll updated January 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1015 RAMSGATE DR SW, CONCORD, NC 28025-9261 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 25, 2017 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2017 · Amount on Record |
| Deed Sale | Apr 25, 2017 · Amount on Record |
| Prior Sale | Oct 22, 2013 · Amount on Record |
| Deed Document Number | 0012457169 |
| Deed Book / Page | 12457 / 169 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1015 RAMSGATE DR SW, CONCORD, NC 28025-9261 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0016728310 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 16728/310 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 25, 2017 |
| Property Address | 1015 RAMSGATE DR SW, CONCORD, NC 28025-9261 |
| Document Number | 0012457169 |
| Book / Page | 12457 / 0169 |
| Map Reference | MB44 PG57-59 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 12457-0169 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $334.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14432 TRIBUTE PLACE DR # DR304, 14432, HUNTERSVILLE, NC 28078-3444 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0124570171 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 12457-0171 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,443.00 | $200,280 Land $40,000 Building $160,280 | $200,280 Land $40,000 Building $160,280 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250405015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 34% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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