Schenectady County and Schenectady City property record for 1025 Davis Ter, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 840 sqft · built 1910 |
| Lot Size | 0.113 acres (4,950 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $93,000 (Mar 2022) |
| Tax Bill | $3,145 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Feb 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.54-3-35 |
| Primary APN | 421500 49.54-3-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Upper Floors Area | 240 sqft |
| Attic | Attic |
| Attic Area | 240 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,950 sqft (0.113 acres) |
| Lot Dimensions | 150 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 280 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1025 DAVIS TER |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 1X WOOD |
| Legal Block | 3 |
| Legal Lot Number | 35.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1025 DAVIS TER, SCHENECTADY, NY 12303-2056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2022 | Bargain and Sale Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Feb 12, 2021 | Bargain and Sale Deed, Transfer |
| Sep 26, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2022 · Amount on Record |
| Deed Sale | Mar 16, 2022 · Amount on Record |
| Prior Sale | Feb 12, 2021 · Amount on Record |
| Deed Document Number | 202213628 |
| Deed Book / Page | 2080 / 736 |
| Prior Transfer Date | Nov 15, 1999 |
| Prior Transfer Doc | 1567000294 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 16, 2022 |
| Property Address | 1025 DAVIS TER, SCHENECTADY, NY 12303-2056 |
| Document Number | 0000013628 |
| Book / Page | 2080 / 736 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 202213628 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 194 MOUNT HOPE DR, ALBANY, NY 12202-1011 |
| Name | Verified Name |
|---|---|
| Address | 407 PENNSYLVANIA AVE, SCHENECTADY, NY 12303-1033 |
| Document Number | 0000013630 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 202213630 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 12, 2021 |
| Property Address | 1025 DAVIS TER, SCHENECTADY, NY 12303-2056 |
| Document Number | 0000005998 |
| Book / Page | 2052 / 180 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 202105998 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $174.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9990 RICHMOND AVE # AVE400S, AVE400S, HOUSTON, TX 77042-4559 |
| Name | Verified Name |
|---|---|
| Address | 194 MOUNT HOPE DR, ALBANY, NY 12202-1011 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 26, 2019 |
| Property Address | 1025 DAVIS TER, SCHENECTADY, NY 12303-2056 |
| Document Number | 0000043278 |
| Book / Page | 002020 / 000830 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 43278 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $173.10 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 9990 RICHMOND AVE #400 HOUSTON TX 770424546, 400, HOUSTON, TX 77042-4546 |
| Investor | Possibly a Property Investor |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,145.00 (+7.01%) | $54,700 (-) Land $8,200 Building $46,500 | $90,578 (+30.82%) Land $13,578 Building $77,000 |
| 2023 | $54,700 (-) Land $8,200 Building $46,500 | $69,241 (+3.8%) Land $10,380 Building $58,861 | |
| 2022 | $54,700 Land $8,200 Building $46,500 | $66,707 Land $10,000 Building $56,707 | |
| 2021 | $2,939.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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