Schenectady County and Schenectady City property record for 1009 Davis Ter, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1900 |
| Lot Size | 0.113 acres (4,950 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Nov 2024) |
| Tax Bill | $5,555 (2026) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.54-3-39 |
| Primary APN | 421500 49.54-3-39 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 840 sqft |
| 2nd Floor Area | 840 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,950 sqft (0.113 acres) |
| Lot Dimensions | 150 ft deep x 33 ft wide |
| Porch | Porch |
| Porch Area | 216 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1009 DAVIS TER |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 39.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3092 GUILDERLAND AVE, SCHENECTADY, NY 12306-3655 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 25, 2024 | Warranty Deed, Transfer · FHA Mortgage HUNT MORTGAGE |
| Sep 5, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2024 · Amount on Record |
| Deed Sale | Nov 25, 2024 · Amount on Record |
| Deed Document Number | 202471136 |
| Deed Book / Page | 2142 / 749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 25, 2024 |
| Property Address | 1009 DAVIS TER, SCHENECTADY, NY 12303-2017 |
| Document Number | 0000071136 |
| Book / Page | 2142 / 749 |
| Instrument Date | Nov 15, 2024 |
| Instrument | 202471136 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 DAVIS TER, SCHENECTADY, NY 12303-2017 |
| Name | Verified Name |
|---|---|
| Address | 3092 GUILDERLAND AVE, SCHENECTADY, NY 12306-3655 |
| Document Number | 0000071137 |
|---|---|
| Date | Nov 25, 2024 |
| Instrument | 202471137 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 5, 2023 |
| Property Address | 1009 DAVIS TER, SCHENECTADY, NY 12303-2017 |
| Document Number | 0000050045 |
| Book / Page | 2115 / 135 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 202350045 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $192.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2947 W OLD STATE RD, SCHENECTADY, NY 12303-5420 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1035 VAN VELSEN ST, SCHENECTADY, NY 12303-1842 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,555.00 (+34.37%) | ||
| 2025 | $4,134.00 (+12.95%) | $105,000 (+43.64%) Land $11,000 Building $94,000 | $173,870 (+87.9%) Land $18,215 Building $155,655 |
| 2023 | $73,100 (-) Land $11,000 Building $62,100 | $92,532 (+3.8%) Land $13,924 Building $78,608 | |
| 2022 | $73,100 Land $11,000 Building $62,100 | $89,146 Land $13,415 Building $75,731 | |
| 2021 | $3,660.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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