1024 Stone Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 1024 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2009
Square Footage	2,415 sqft Heated Area
Lot Size	12,894 sqft (0.296 acres)
Pool	1,029 sqft
Occupancy	Owner Occupied
Last Sale	$680,000 (2023)
Tax Bill	$5,612.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-2AF01-0700`

Interior

Full Baths	2 Baths
Building Area	2,415 sqft Heated Area
Gross Area	3,460 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,894 sqft (0.296 acres)
Driveway	1 Driveway
Driveway Area	650 sqft Driveway
Pool Area	1,029 sqft Pool

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	1024 STONE LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-1478
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SECTION 2A-F UNIT 1 LOT 70 OR 1092 PG 681 OR 1241 PG 1567
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Lot Number	70
Legal Unit	1
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3012
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF01-0700

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1024 STONE LAKE DR, ORMOND BEACH, FL 32174-1478
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2023 · Amount on Record
Deed Sale	Nov 02, 2023 · Amount on Record
Prior Sale	May 04, 2005 · Amount on Record
Deed Doc Number	2023048024
Deed Book / Page	2824 / 1677
Record Refreshed	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 02, 2023
Property Address	1024 STONE LAKE DR, ORMOND BEACH, FL 32174-1478
Document Number	0028241677
Book / Page	2824 / 1677
Map Reference	MB 34 PG 1-4
Instrument Date	Oct 27, 2023
Instrument	2023048024
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,760.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3619 N PEARY ST, ARLINGTON, VA 22207-5345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 STONE LAKE DR, ORMOND BEACH, FL 32174-1478

Mortgage

Document Number	0028241678
Date	Nov 02, 2023
Instrument	2824/1678

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,612.00 (+80.92%) Homeowner's exemption	$439,423 (+36.89%)	$519,779 (+8.04%) Land $82,000 Building $437,779
2023	$3,102.00 (-15.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$321,013 (+3%)	$481,097 (+3.78%) Land $82,000 Building $399,097
2022	$3,650.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$311,663	$463,581 Land $82,000 Building $381,581

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 758 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.