1021 Stone Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 1021 Stone Lake Dr, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,074 sqft · built 2006
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$669,900 (Nov 2006)
Tax Bill	$4,440 (2025)
Deeds & Mortgages	Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-13-31-5120-2AF01-0890`

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-2AF01-0890`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,074 sqft Living Area
Gross Area	4,428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Driveway	Brick Driveway
Driveway Area	725 sqft
Pool Area	1,300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1021 STONE LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-1479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PLANTATION BAY 2A-F UNIT 1 LOT 89 OR 1501 PG 814 OR 2333/619-DC OR 2331/810
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Block	2AF0
Legal Lot Number	89
Legal Unit	1
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3006
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF01-0890

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1021 STONE LAKE DR, ORMOND BEACH, FL 32174-1479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2006 · Amount on Record
Deed Sale	Nov 01, 2006 · Amount on Record
Deed Document Number	200654455
Deed Book / Page	1501 / 814
Last Transfer Date	Dec 26, 2018
Transfer Doc	0023310810
Record Updated	Jun 08, 2026

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 23, 2019
Property Address	1021 STONE LAKE DR, ORMOND BEACH, FL 32174-1479
Document Number	0023310810
Book / Page	002331 / 000810
Instrument Date	Dec 26, 2018
Instrument	2564
Transaction Type	Transfer
Record Updated	Feb 06, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1021 STONE LAKE DR ORMOND BEACH FL 321741479, ORMOND BEACH, FL 32174-1479

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,440.00 (-26.2%) Homeowner's exemption Senior Citizen's exemption	$387,205 (+5.99%)	$593,836 (+1.69%) Land $68,500 Building $525,336
2024	$6,016.00 (+2.05%)
2023	$5,895.00 (+5.95%) Homeowner's exemption Additional exemption filed	$365,333 (+3%)	$583,976 (+4.11%) Land $68,500 Building $515,476
2022	$5,564.00 Homeowner's exemption Additional exemption filed	$354,693	$560,918 Land $68,500 Building $492,418

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 140 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	140 in force
Nearby Flood Claims	3 (1994–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2019 · other causes

Wildfire

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 122 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FGUA - PLANTATION BAY WTP private · serves 3,522 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.