Flagler County property record for 1022 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,565 sqft Heated Area |
| Lot Size | 12,894 sqft (0.296 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $669,900 (2021) |
| Tax Bill | $7,972.00 (2025) |
| Primary APN | 03-13-31-5120-2AF01-0690 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,565 sqft Heated Area |
| Gross Area | 3,790 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,894 sqft (0.296 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 650 sqft Driveway |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Pool Area | 325 sqft Pool |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 1022 STONE LAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1478 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SECTION 2A-F UNIT 1 LOT 69 OR 1090 PG 300 OR 1861/741 OR 2324/1252 OR 2471/289 OR 2471/289 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Lot Number | 69 |
| Legal Unit | 1 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-2AF01-0690
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1022 STONE LAKE DR, ORMOND BEACH, FL 32174-1478 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HARTFORD FUNDING LTD |
| Dec 13, 2021 | Warranty Deed, Transfer RELIANT TITLE GROUP |
| Aug 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on Record |
| Deed Sale | Dec 13, 2021 · Amount on Record |
| Prior Sale | Aug 26, 2020 · Amount on Record |
| Deed Doc Number | 2021067768 |
| Deed Book / Page | 2637 / 231 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 1022 STONE LAKE DR, ORMOND BEACH, FL 32174-1478 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Title Company | NOT AVAILABLE, CONVENANT CLOSING & TITLE |
| Name | Verified Name |
|---|---|
| Address | 1 ANCHORAGE WAY, FREEPORT, NY 11520-6274 |
| Document Number | 0028040024 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 2804/24 |
| Instrument | 2023035064 |
| Name | HARTFORD FUNDING LTD |
|---|---|
| Type | Mortgage Company |
| Address | WOODBURY, NY 11797 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 13, 2021 |
| Property Address | 1022 STONE LAKE DR, ORMOND BEACH, FL 32174-1478 |
| Document Number | 0026370231 |
| Book / Page | 2637 / 231 |
| Map Reference | MB 34 PG 1-4 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021067768 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2022 |
| Title Company | RELIANT TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,689.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36600 BARRINGTON DR, 36600, EUSTIS, FL 32736-8746 |
| Name | Verified Name |
|---|---|
| Address | 9 ANDREA LN, GREENLAWN, NY 11740-2901 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 26, 2020 |
| Property Address | 1022 STONE LAKE DR, ORMOND BEACH, FL 32174-1478 |
| Document Number | 0024710289 |
| Book / Page | 2471 / 289 |
| Map Reference | MB 34 PG 1-4 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 2020033640 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,563.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 VILLAGE DR, 34, ORMOND BEACH, FL 32174-2649 |
| Name | Verified Name |
|---|---|
| Address | 1022 STONE LAKE DR, ORMOND BEACH, FL 32174-1478 |
| Document Number | 0002471291 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2471/291 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,972.00 (-11.25%) | $566,041 (+8.36%) Land $82,000 Building $484,041 | $566,041 (+8.36%) Land $82,000 Building $484,041 |
| 2023 | $8,983.00 (+5.6%) | $522,367 (+3.68%) Land $82,000 Building $440,367 | $522,367 (+3.68%) Land $82,000 Building $440,367 |
| 2022 | $8,507.00 | $503,846 Land $82,000 Building $421,846 | $503,846 Land $82,000 Building $421,846 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 694 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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