Osceola County property record for 1024 Seneca Trl, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,966 sqft Living Area |
| Lot Size | 8,755 sqft (0.201 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $520,000 (2026) |
| Tax Bill | $6,159.00 (2025) |
| Primary APN | 14-26-30-0048-0001-2110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,966 sqft Living Area |
| Gross Area | 3,889 sqft Gross Area |
| 1st Floor | 2,450 sqft 1st Floor |
| Upper Floors | 516 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,755 sqft (0.201 acres) |
| Depth X Width | 125 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 620 sqft Garage |
| Patio Area | 360 sqft Patio |
| Porch Area | 303 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1024 SENECA TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7364 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PHASE 5 & 6 PB 17 PGS 84-86 LOT 211 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES PH 5 AND 6 |
| Legal Phase | 5 |
| Legal Tract | 48 |
| Legal Block | 2110 |
| Legal Lot Number | 211 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 43303 |
Source: Osceola County records · APN 14-26-30-0048-0001-2110
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1024 SENECA TRL, SAINT CLOUD, FL 34772-7364 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITY TITLE, UNIK TITLE |
| May 19, 2022 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| Sep 24, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS LLC |
| Oct 12, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Sep 24, 2020 · Amount on Record |
| Deed Doc Number | 202680133 |
| Deed Book / Page | 6990 / 59 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 18, 2026 |
| Property Address | 1024 SENECA TRL, SAINT CLOUD, FL 34772-7364 |
| Document Number | 0000080133 |
| Book / Page | 6990 / 59 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202680133 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | UNITY TITLE, UNIK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $367,640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1024 SENECA TRL, SAINT CLOUD, FL 34772-7364 |
| Document Number | 0000080134, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202680134 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1024 SENECA TRL, SAINT CLOUD, FL 34772-7364 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1024 SENECA TRL, SAINT CLOUD, FL 34772-7364 |
| Document Number | 0062162742 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 6216/2742 |
| Instrument | 2022078878 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 21, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 24, 2020 |
| Property Address | 1024 SENECA TRL, SAINT CLOUD, FL 34772-7364 |
| Document Number | 0057992048 |
| Book / Page | 5799 / 2048 |
| Map Reference | MB 17 PG 84 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 2020128191 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,397.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1790 UNDERWOOD AVE, 1790, SAINT CLOUD, FL 34771-7764 |
| Name | Verified Name |
|---|---|
| Address | 1024 SENECA TRL, SAINT CLOUD, FL 34772-7364 |
| Document Number | 0057992049 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 5799/2049 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 12, 2017 |
| Property Address | 1024 SENECA TRL, SAINT CLOUD, FL 34772-7364 |
| Document Number | 0052221806 |
| Book / Page | 5222 / 1806 |
| Map Reference | MB17 PG84-86 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 2017145773 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1024 SENECA TRL, SAINT CLOUD, FL 34772-7364 |
| Document Number | 0052221807 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 5222/1807 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,159.00 (+5.88%) Homeowner's exemption | $386,995 (+5.99%) | $423,900 (-3.9%) Land $78,000 Building $345,900 |
| 2023 | $5,817.00 (+3.34%) Homeowner's exemption | $365,135 (+3%) | $441,100 (+24.43%) Land $60,000 Building $381,100 |
| 2022 | $5,629.00 Homeowner's exemption | $354,500 Land $55,000 Building $299,500 | $354,500 Land $55,000 Building $299,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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