Osceola County property record for 1018 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,161 sqft Heated Area |
| Lot Size | 8,799 sqft (0.201 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2017) |
| Tax Bill | $3,460.00 (2025) |
| Primary APN | 131038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,161 sqft Heated Area |
| Gross Area | 3,028 sqft Gross Area |
| 1st Floor | 2,161 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,799 sqft (0.201 acres) |
| Depth X Width | 125 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 426 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 131038 |
|---|---|
| Street Address | 1018 SENECA TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7364 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PHASE 5 & 6 PB 17 PGS 84-86 LOT 212 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES |
| Legal Phase | 5 |
| Legal Tract | 48 |
| Legal Block | 1 |
| Legal Lot Number | 212 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 43303 |
Source: Osceola County records · APN 131038
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1018 SENECA TRL, SAINT CLOUD, FL 34772-7364 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| May 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2017 · Amount on Record |
| Deed Sale | May 12, 2017 · Amount on Record |
| Prior Sale | Dec 27, 2005 · Amount on Record |
| Deed Doc Number | 2017070632 |
| Deed Book / Page | 5147 / 2054 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1018 SENECA TRL, SAINT CLOUD, FL 34772-7364 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0062032408 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 6203/2408 |
| Instrument | 2022067834 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1018 SENECA TRL, SAINT CLOUD, FL 34772-7364 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | CELEBRATION TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1018 SENECA TRL, SAINT CLOUD, FL 34772-7364 |
| Document Number | 0060481001 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 6048/1001 |
| Instrument | 2021146369 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 12, 2017 |
| Property Address | 1018 SENECA TRL, SAINT CLOUD, FL 34772-7364 |
| Document Number | 0051472054 |
| Book / Page | 5147 / 2054 |
| Map Reference | MB17 PG84-86 |
| Instrument Date | May 05, 2017 |
| Instrument | 2017070632 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 84 GRATTONS DR, 84, CRAWLEY UK RH10 3DB, XX |
| Name | Verified Name |
|---|---|
| Address | 1018 SENECA TRL, SAINT CLOUD, FL 34772-7364 |
| Document Number | 0051472058 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 5147/2058 |
| Instrument | 2017070634 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,460.00 (+6.3%) Homeowner's exemption | $236,229 (+5.99%) | $339,300 (-9.64%) Land $78,000 Building $261,300 |
| 2023 | $3,255.00 (+3.66%) Homeowner's exemption | $222,886 (+3%) | $375,500 (+23.93%) Land $60,000 Building $315,500 |
| 2022 | $3,140.00 Homeowner's exemption | $216,395 | $303,000 Land $55,000 Building $248,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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