Osceola County property record for 1019 Seneca Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,385 sqft Heated Area |
| Lot Size | 8,756 sqft (0.201 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $163,000 (2009) |
| Tax Bill | $6,531.00 (2025) |
| Primary APN | 131019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,385 sqft Heated Area |
| Gross Area | 3,613 sqft Gross Area |
| 1st Floor | 2,385 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,756 sqft (0.201 acres) |
| Depth X Width | 125 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 620 sqft Garage |
| Porch | Finished/Screened Porch |
| Porch Area | 608 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 131019 |
|---|---|
| Street Address | 1019 SENECA TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7362 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PHASE 5 & 6 PB 17 PGS 84-86 LOT 193 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES |
| Legal Phase | 5 |
| Legal Tract | 48 |
| Legal Block | 1 |
| Legal Lot Number | 193 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 43303 |
Source: Osceola County records · APN 131019
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1019 SENECA TRL, SAINT CLOUD, FL 34772-7362 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Sep 21, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2009 · Amount on Record |
| Deed Sale | Dec 11, 2009 · Amount on Record |
| Prior Sale | Jul 31, 2009 |
| Deed Doc Number | 2009196735 |
| Deed Book / Page | 3925 / 2747 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1019 SENECA TRL, SAINT CLOUD, FL 34772-7362 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 46 HALGREN CRES, HAVERSTRAW, NY 10927-1032 |
| Document Number | 0059371647 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 5937/1647 |
| Instrument | 2021058216 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1019 SENECA TRL, SAINT CLOUD, FL 34772-7362 |
| Document Number | 0055971971 |
| Instrument Date | Sep 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1019 SENECA TRL ST CLOUD FL 347727362, ST CLOUD, FL 34772-7362 |
| Document Number | 0055971971 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | 005597/001971 |
| Instrument | 126076 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,531.00 (+7.36%) | $364,700 (-10.35%) Land $78,000 Building $286,700 | $364,700 (-10.35%) Land $78,000 Building $286,700 |
| 2023 | $6,083.00 (+14.88%) | $406,800 (+24.63%) Land $60,000 Building $346,800 | $406,800 (+24.63%) Land $60,000 Building $346,800 |
| 2022 | $5,295.00 | $326,400 Land $55,000 Building $271,400 | $326,400 Land $55,000 Building $271,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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