1024 Rancho Grande, Lorena, TX 76655 Property Records

McLennan County property record for 1024 Rancho Grande, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,859 sqft · built 2016
Lot Size	2.41 acres (105,415 sqft)
Owner	2 Individual Names on File
Last Sale	$631,000 (Dec 2019)
Tax Bill	$12,414 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Dec 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`30-072204-000279-0`

Property Details

APN / Parcel Number

Primary APN	`30-072204-000279-0`
Alternative APN	`373113`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,859 sqft Living Area
Gross Area	4,812 sqft
1st Floor Area	2,982 sqft
2nd Floor Area	877 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	105,415 sqft
Lot Dimensions	454 ft deep x 232 ft wide
Garage Type	Attached
Garage Area	953 sqft
Driveway	Concrete Driveway
Driveway Area	3,000 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	668 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1024 RANCHO GRANDE
City	LORENA
State	TX
Zip	76655-3979
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO LORENA PHASE TWO LOT 79 BLOCK B ACRES 2.42
Legal Subdivision	RANCHO LORENA PHASE TWO
Legal Block	B
Legal Lot Number	79
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	5
Census Block	5012
Census Tract	3801

Owner

1024 Rancho Grande is owned and occupied by two individuals who bought it in December 2019.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1024 RANCHO GRANDE, LORENA, TX 76655-3979
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC
Dec 11, 2019	Vendor's Lien, Transfer AMERICAN BANK NA
Sep 11, 2018	Loan Modification, Mortgage FIRST NAT'L BK
Jun 14, 2018	Loan Modification, Mortgage FIRST NAT'L BK
Apr 4, 2018	Loan Modification, Mortgage FIRST NAT'L BK
Jan 14, 2018	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK
Oct 14, 2017	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2019 · Amount on File
Deed Sale	Dec 11, 2019 · Amount on File
Deed Document Number	201940908
Prior Transfer Date	Dec 6, 2019
Prior Transfer Doc	0000040908
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1024 RANCHO GRANDE, LORENA, TX 76655-3979
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037853
Date	Oct 26, 2018
Instrument	2018037853

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 11, 2019
Property Address	1024 RANCHO GRANDE, LORENA, TX 76655-3979
Document Number	0000040908
Map Reference	FILE 2015010225
Instrument Date	Dec 6, 2019
Instrument	2019040908
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 TRAVIS LN, HEWITT, TX 76643-3105

Mortgage

Document Number	0000040909
Date	Dec 11, 2019
Instrument	2019040909

Lender

Name	AMERICAN BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1024 RANCHO GRANDE, LORENA, TX 76655-3979
Document Number	0000032870
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	TBD RANCHO GRANDE LORENA TX 76655, LORENA, TX 76655

Mortgage

Document Number	0000032870
Date	Sep 17, 2018
Instrument	32870

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount on Record

Interest

Rate	5.25%

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1024 RANCHO GRANDE, LORENA, TX 76655-3979
Document Number	0000019772
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 CONCHO BEND DR WACO TX 767128831, WACO, TX 76712-8831

Mortgage

Document Number	0000019772
Date	Jun 15, 2018
Instrument	19772

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount on Record

Interest

Rate	5.25%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1024 RANCHO GRANDE, LORENA, TX 76655-3979
Document Number	0000012397
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 CONCHO BEND DR WACO TX 767128831, WACO, TX 76712-8831

Mortgage

Document Number	0000012397
Date	Apr 18, 2018
Instrument	12397

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 17, 2019

Interest

Rate Type	Fixed Rate
Rate	5.25%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1024 RANCHO GRANDE, LORENA, TX 76655-3979
Document Number	0000005664
Instrument Date	Jan 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 CONCHO BEND DR WACO TX 767128831, WACO, TX 76712-8831

Mortgage

Document Number	0000005664
Date	Feb 23, 2018
Instrument	5664

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 22, 2019

Interest

Rate Type	Adjustable Rate
Rate	5.25%

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1024 RANCHO GRANDE, LORENA, TX 76655-3979
Document Number	0000038517
Instrument Date	Oct 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 CONCHO BEND DR WACO TX 767128831, WACO, TX 76712-8831

Mortgage

Document Number	0000038517
Date	Nov 21, 2017
Instrument	38517

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 20, 2018

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1024 Rancho Grande was $12,414 with a homeowner's exemption, up 1.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,067,449 (+4.02%) Land $114,781 Building $952,668	$1,067,449 (+4.02%) Land $114,781 Building $952,668
2025	$12,414.00 (+1.28%) Homeowner's exemption	$1,026,210 Land $98,820 Building $927,390	$1,026,210 Land $98,820 Building $927,390
2024	$12,257.00
2023		$1,040,280 Land $98,820 Building $941,460	$1,040,280 Land $98,820 Building $941,460
2022	$11,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1024 Rancho Grande in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 Rancho Grande is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 48% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY WSC serves 2,759 people · EPA ID TX1550044
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber · Fixed Wireless	1,000 / 200
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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