1014 Rancho Grande, Lorena, TX 76655 Property Records

McLennan County property record for 1014 Rancho Grande, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,701 sqft · built 2020
Lot Size	2.23 acres (97,574 sqft)
Owner	2 Individual Names on File
Last Sale	$731,000 (May 2021)
Tax Bill	$12,060 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-072204-000276-0`

Property Details

APN / Parcel Number

Primary APN	`30-072204-000276-0`
Alternative APN	`373110`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,701 sqft Living Area
Gross Area	4,641 sqft
1st Floor Area	3,341 sqft
2nd Floor Area	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	97,574 sqft
Lot Dimensions	487 ft deep x 196 ft wide
Garage Type	Attached
Garage Area	940 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1014 RANCHO GRANDE
City	LORENA
State	TX
Zip	76655-3979
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO LORENA PHASE TWO LOT 76 BLOCK B ACRES 2.24
Legal Subdivision	RANCHO LORENA PHASE TWO
Legal Block	B
Legal Lot Number	76
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	5
Census Block	5012
Census Tract	3801

Owner

1014 Rancho Grande is owned and occupied by two individuals who bought it in May 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1014 RANCHO GRANDE, LORENA, TX 76655-3979
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Vendor's Lien, Transfer · Conventional Mortgage UBANK
Aug 31, 2020	Loan Modification, Mortgage FIRST NAT'L BK
Oct 4, 2019	Deed of Trust, Construction Loan · Construction Mortgage FIRST NAT'L BK/MCGREGOR
Jun 7, 2019	Loan Modification, Mortgage NOT AVAILABLE
Jun 11, 2018	Warranty Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/MCGREGOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Prior Sale	Jul 29, 2016 · Amount on File
Deed Document Number	202118752
Prior Transfer Date	Jul 26, 2016
Prior Transfer Doc	0000024389
Record Updated	Oct 29, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 14, 2021
Property Address	1014 RANCHO GRANDE, LORENA, TX 76655-3979
Document Number	0000018752
Map Reference	FILE 2015010225
Instrument Date	May 13, 2021
Instrument	2021018752
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 WHIRLAWAY RD, HEWITT, TX 76643-3023

Mortgage

Document Number	0000018753
Date	May 14, 2021
Instrument	2021018753

Lender

Name	UBANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 15, 2026
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	Other
Margin	1
Max Rate	14.5%

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1014 RANCHO GRANDE, LORENA, TX 76655-3979
Document Number	0000035530
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Nov 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 CASA DEL RANCHO RD LORENA TX 766553179, LORENA, TX 76655-3179

Mortgage

Document Number	0000035530
Date	Oct 6, 2020
Instrument	35530

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount on Record

October 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Oct 4, 2019
Property Address	1014 RANCHO GRANDE, LORENA, TX 76655-3979
Document Number	0000033443
Instrument Date	Sep 24, 2019
Instrument	33443
Transaction Type	Construction Loan
Record Updated	May 4, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 CASA DEL RANCHO RD LORENA TX 766553179, LORENA, TX 76655-3179

Mortgage

Document Number	0000033443
Date	Oct 4, 2019
Instrument	33443

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 3, 2020

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1014 RANCHO GRANDE, LORENA, TX 76655-3979
Document Number	0000023294
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 CASA DEL RANCHO RD LORENA TX 766553179, LORENA, TX 76655-3179

June 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 11, 2018
Property Address	1014 RANCHO GRANDE, LORENA, TX 76655-3979
Document Number	0000019297
Instrument Date	Jun 7, 2018
Instrument	19297
Transaction Type	Construction Loan
Record Updated	Jul 3, 2018
Title Company	FIRST TITLE COMPANY/WACO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	517 CASA DEL RANCHO RD LORENA TX 766553179, LORENA, TX 76655-3179

Mortgage

Document Number	19298
Date	Jun 11, 2018
Instrument	19298

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 10, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 1014 Rancho Grande was $12,060 with a homeowner's exemption, down 3.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$850,000 (-14.98%) Land $109,670 Building $740,330	$850,000 (-14.98%) Land $109,670 Building $740,330
2025	$12,060.00 (-3.17%) Homeowner's exemption	$999,810 Land $94,590 Building $905,220	$999,810 Land $94,590 Building $905,220
2024	$12,455.00
2023		$1,008,540 Land $94,590 Building $913,950	$1,008,540 Land $94,590 Building $913,950
2022	$11,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1014 Rancho Grande in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 Rancho Grande is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 48% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY WSC serves 2,759 people · EPA ID TX1550044
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber · Fixed Wireless	1,000 / 200
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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