1013 Rancho Grande, Lorena, TX 76655 Property Records

McLennan County property record for 1013 Rancho Grande, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,766 sqft · built 2021
Lot Size	2.06 acres (90,169 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,261 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-072204-000284-0`

Property Details

APN / Parcel Number

Primary APN	`30-072204-000284-0`
Alternative APN	`373118`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,766 sqft Living Area
Gross Area	3,435 sqft
1st Floor Area	2,766 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	90,169 sqft
Lot Dimensions	456 ft deep x 198 ft wide
Garage Type	Attached
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1013 RANCHO GRANDE
City	LORENA
State	TX
Zip	76655-3973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO LORENA PHASE TWO LOT 84 BLOCK B ACRES 2.07
Legal Subdivision	RANCHO LORENA PHASE TWO
Legal Block	B
Legal Lot Number	84
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	5
Census Block	5012
Census Tract	3801

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 RANCHO GRANDE, LORENA, TX 76655-3973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Dec 4, 2020	Deed of Trust, Mortgage · Construction Mortgage BANCORPSOUTH BANK
Apr 11, 2017	Warranty Deed, Transfer FIDELITY BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020
Deed Sale	Jun 26, 2020
Prior Sale	Apr 11, 2017 · Amount on Record
Deed Document Number	202021008
Prior Transfer Date	Apr 10, 2017
Prior Transfer Doc	0000011321
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1013 RANCHO GRANDE, LORENA, TX 76655-3973
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049166
Date	Dec 3, 2021
Instrument	2021049166

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1013 RANCHO GRANDE, LORENA, TX 76655-3973
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043283
Date	Dec 4, 2020
Instrument	2020043283

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	10.7%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 11, 2017
Property Address	1013 RANCHO GRANDE, LORENA, TX 76655-3973
Document Number	0000011321
Instrument Date	Apr 10, 2017
Instrument	11321
Transaction Type	Transfer
Record Updated	May 18, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	216 DURIE ROBINSON TX 767065340, ROBINSON, TX 76706-5340

Mortgage

Document Number	11322
Date	Apr 11, 2017
Instrument	11322

Lender

Name	FIDELITY BK/TX
Type	Bank
Address	WACO, TX 76708

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 10, 2037

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,339 (+0.17%) Land $104,338 Building $539,001	$643,339 (+0.17%) Land $104,338 Building $539,001
2025	$7,261.00 (-3.87%) Homeowner's exemption	$642,220 (+0.28%) Land $90,140 Building $552,080	$642,220 (+0.28%) Land $90,140 Building $552,080
2024	$7,553.00 (+6.91%)
2023		$640,430 Land $90,140 Building $550,290	$640,430 Land $90,140 Building $550,290
2022	$7,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 48% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY WSC serves 2,759 people · EPA ID TX1550044
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber · Fixed Wireless	1,000 / 200
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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