1011 N Spring St, Elgin, IL 60120 Property Records

Kane County property record for 1011 N Spring St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,076 sqft · built 1908
Lot Size	0.242 acres (10,522 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Aug 2013)
Tax Bill	$9,335 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-105-006`

Property Details

APN / Parcel Number

Primary APN	`06-12-105-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
Gross Area	2,954 sqft
Basement Area	878 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,522 sqft (0.242 acres)
Lot Dimensions	159 ft deep x 66 ft wide
Garage Type	Detached
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1011 N SPRING ST
City	ELGIN
State	IL
Zip	60120-2161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLADES ADDN LOT 2 BLOCK 3
Legal Subdivision	SLADES ADDN
Legal Block	3
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6014
Census Tract	850800

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1011 N SPRING ST, ELGIN, IL 60120-2161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2013 · Amount on Record
Deed Sale	Aug 15, 2013 · Amount on Record
Prior Sale	Jul 12, 2000 · Amount on Record
Deed Document Number	201360388
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1011 N SPRING ST, ELGIN, IL 60120-2161
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 N SPRING ST, ELGIN, IL 60120-2161

Mortgage

Document Number	0000015436
Date	Mar 21, 2022
Instrument	2022K015436

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,335.00 (+15.88%) Homeowner's exemption
2024		$120,072 (+21.39%) Land $23,860 Building $96,212	$360,360 (+21.44%) Land $71,609 Building $288,752
2022	$8,056.00 (+4.42%) Homeowner's exemption	$98,911 (+6.96%) Land $19,655 Building $79,256	$296,733 (+6.96%) Land $58,965 Building $237,768
2021	$7,715.00 Homeowner's exemption	$92,475 Land $18,376 Building $74,099	$277,425 Land $55,128 Building $222,297

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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