1024 James St, Key West, FL 33040 Property Records

Monroe County property record for 1024 James St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,218 sqft · built 1938
Lot Size	0.037 acres (1,600 sqft)
Owner	Company Name on Record
Last Sale	$490,000 (Oct 2019)
Tax Bill	$8,023 (2024)
Deeds & Mortgages	Oct 2019 Sale Aug 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`00002590-000000`

Property Details

APN / Parcel Number

Primary APN	`00002590-000000`
Alternative APNs	`01010100002590000000` `1002682`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,218 sqft Living Area
1st Floor Area	714 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,600 sqft (0.037 acres)
Lot Dimensions	40 ft deep x 40 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	40 sqft
Patio Area	302 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1002682
Street Address	1024 JAMES ST
City	KEY WEST
State	FL
Zip	33040-6936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMDR
Legal Description	KW PT SUB 3 PT LOT 1 SQR 19 G5-47 OR997-2016/17 OR1360-2057 OR2820-1457 OR2941-1748 OR2978-0222 OR2988-948
Legal Range	25E
Legal Township	67S
Legal Section	31
Legal Subdivision	SQAURE 19
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1014
Census Tract	972100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	991 N WASHINGTON ST, EASTON, MD 21601-3710
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Correction Deed ATTORNEY ONLY
Aug 2, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Dec 21, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2019 · Amount on Record
Deed Sale	Oct 7, 2019 · Amount on Record
Prior Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	20192239602
Deed Book / Page	2988 / 948
Prior Transfer Date	Dec 10, 2018
Prior Transfer Doc	0029411748
Record Updated	Oct 29, 2026

October 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Oct 7, 2019
Property Address	1024 JAMES ST, KEY WEST, FL 33040-6936
Document Number	0029880948
Book / Page	002988 / 000948
Instrument Date	Oct 1, 2019
Instrument	2239602
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,430.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4552 BACHELORS POINT CT OXFORD MD 216541405, OXFORD, MD 21654-1405

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 2, 2019
Property Address	1024 JAMES ST, KEY WEST, FL 33040-6936
Document Number	0029780222
Book / Page	002978 / 000222
Instrument Date	Jul 31, 2019
Instrument	2231089
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4552 BACHELORS POINT CT OXFORD MD 216541405, OXFORD, MD 21654-1405

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 21, 2018
Property Address	1024 JAMES ST, KEY WEST, FL 33040-6936
Document Number	0029411748
Book / Page	002941 / 001748
Instrument Date	Dec 10, 2018
Instrument	2199333
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1024 JAMES ST KEY WEST FL 330406936, KEY WEST, FL 33040-6936

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,331,324 (+13.24%) Land $750,720 Building $580,604	$1,331,324 (+13.24%) Land $750,720 Building $580,604
2024	$8,023.00 (+9.07%)
2023	$7,356.00 (+12.31%)	$1,175,657 (+14.68%) Land $643,540 Building $532,117	$1,175,657 (+14.68%) Land $643,540 Building $532,117
2022	$6,550.00	$1,025,147 Land $487,600 Building $537,547	$1,025,147 Land $487,600 Building $537,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 211 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	323 units insured incl. 112 condo units
Nearby Flood Claims	132 (1980–2022)
Claims Outside the SFHA	3 of 132
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 32 claims Hurricane Wilma, Oct 2005 · 63 claims Hurricane Georges, Sep 1998 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures