1016 James St, Key West, FL 33040 Property Records

Monroe County property record for 1016 James St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,078 sqft · built 1899
Lot Size0.078 acres (3,404 sqft)
Owner2 Individual Names on File
Last Sale$1,102,200 (Jan 2016)
Tax Bill$12,641 (2024)
Flood ZoneZone AE (high risk)
APN00002640-000000

Property Details

APN / Parcel Number

Primary APN00002640-000000
Alternative APNs
  • 01010100002640000000
  • 1002739

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,078 sqft Living Area
1st Floor Area1,078 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 2017
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,404 sqft (0.078 acres)
Lot Dimensions80 ft deep x 40 ft wide
Garage TypeCarport
Garage Area153 sqft
CarportCarport

Exterior Amenities

Pool Area162 sqft
PorchOpen Porch
Porch Area456 sqft
Patio Area436 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1002739
Old Parcel Number01010100002640000000
Street Address1016 JAMES ST
CityKEY WEST
StateFL
Zip33040-6936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW SUB 7 PT LT 2 SQR 19 H1-323 G10-285 OR1141-143 OR1141-1144/45 OR1982-2243/45 OR1983-1566/68 OR2065-726 OR2520-910
Legal Range25E
Legal Township67S
Legal Section31
Legal SubdivisionCORRECTED DIAGRAM
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1014
Census Tract972100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1016 James St is owned by two individuals who bought it in January 2016.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address353 S LEIPZIG AVE, EGG HARBOR CITY, NJ 08215-3729
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2016 · Amount on File
Deed SaleJan 26, 2016 · Amount on File
Prior SaleApr 21, 2014 · Amount on File
Deed Document Number2061554
Deed Book / Page2779 / 1321
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,758,040 Land $1,077,734 Building $680,306$1,758,040 Land $1,077,734 Building $680,306
2024$12,641.00 (+8.84%)
2023$11,614.00 (+13.2%)$1,561,341 (+16.13%) Land $923,866 Building $637,475$1,561,341 (+16.13%) Land $923,866 Building $637,475
2022$10,260.00$1,344,534 Land $699,999 Building $644,535$1,344,534 Land $699,999 Building $644,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1016 James St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 211 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies323 units insured
incl. 112 condo units
Nearby Flood Claims132 (1980–2022)
Claims Outside the SFHA3 of 132
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 32 claims
  • Hurricane Wilma, Oct 2005 · 63 claims
  • Hurricane Georges, Sep 1998 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1016 James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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