Monroe County property record for 1020 James St, Key West, FL 33040
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 3 ba · 1,046 sqft · built 1928 |
| Lot Size | 0.068 acres (2,972 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $720,000 (Mar 2020) |
| Tax Bill | $6,462 (2024) |
| Deeds & Mortgages | Mar 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00002620-000000 |
| Primary APN | 00002620-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 1,046 sqft Living Area |
| 1st Floor Area | 288 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Triplex |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,972 sqft (0.068 acres) |
| Lot Dimensions | 80 ft deep x 36 ft wide |
| Pool Area | 42 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 444 sqft |
| Deck Area | 923 sqft |
| Patio Area | 923 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|
| Account Number | 1002712 |
|---|---|
| Street Address | 1020 JAMES ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6936 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | HMDR |
| Legal Description | KW PT SUB 5 PT LOT 1 SQR 19 G68-530 OR968-2452 OR992-976 OR1091-876 OR1264-1943/44 OR1398-1048/49 OR1810-1402/04 OR2453-1463 OR2665-270/72 OR3012-0694 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 31 |
| Legal Subdivision | JOHN LOWE JRS CORRECTED SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 972100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1020 JAMES ST, KEY WEST, FL 33040-6936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2020 · Amount on Record |
| Deed Sale | Mar 6, 2020 · Amount on Record |
| Prior Sale | Aug 27, 2002 · Amount on Record |
| Deed Document Number | 20202258876 |
| Deed Book / Page | 3012 / 694 |
| Prior Transfer Date | Dec 18, 2013 |
| Prior Transfer Doc | 0026650270 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 6, 2020 |
| Property Address | 1020 JAMES ST, KEY WEST, FL 33040-6936 |
| Document Number | 0030120694 |
| Book / Page | 003012 / 000694 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 2258876 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2020 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,040.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 JAMES ST KEY WEST FL 330406936, KEY WEST, FL 33040-6936 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $730,401 (+5.99%) | $1,445,768 (+39.74%) Land $1,230,705 Building $215,063 | |
| 2024 | $6,462.00 (+1.76%) | ||
| 2023 | $6,350.00 (+4.51%) Homeowner's exemption | $689,143 (+3%) | $1,034,603 (+24.3%) Land $844,234 Building $190,369 |
| 2022 | $6,076.00 Homeowner's exemption | $669,071 | $832,357 Land $639,366 Building $192,991 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 211 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 323 units insured incl. 112 condo units |
| Nearby Flood Claims | 132 (1980–2022) |
| Claims Outside the SFHA | 3 of 132 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures