Schenectady County and Rotterdam Town property record for 1024 Inner Dr, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,389 sqft · built 1951 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Apr 2021) |
| Tax Bill | $5,211 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.14-7-20 |
| Primary APN | 422800 59.14-7-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,389 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Upper Floors Area | 375 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Shed | 1 Shed |
| Shed Area | 50 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1024 INNER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,2DM,DN COLDBROOK-406 5.-374-14 |
| Legal Subdivision | COLD BROOK |
| Legal Block | 7 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1024 INNER DR, SCHENECTADY, NY 12303-4213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) STATE EMPLOYEES FCU |
| Apr 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on Record |
| Deed Sale | Apr 29, 2021 · Amount on Record |
| Prior Sale | Jun 8, 2016 · Amount on Record |
| Deed Document Number | 202119521 |
| Deed Book / Page | 2057 / 581 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1024 INNER DR, SCHENECTADY, NY 12303-4213 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | PAC ABSTRACT & TTL SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4209 COURT ROYALE B, B, SCHENECTADY, NY 12304-4824 |
| Document Number | 0000015400 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 5213/539 |
| Instrument | 202215400 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 29, 2021 |
| Property Address | 1024 INNER DR, SCHENECTADY, NY 12303-4213 |
| Document Number | 0000019521 |
| Book / Page | 2057 / 581 |
| Map Reference | DR 65 MAP 68 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 202119521 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | PAC ABSTRACT & TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1024 INNER DR, 1024, SCHENECTADY, NY 12303-4213 |
| Name | Verified Name |
|---|---|
| Address | 4209 COURT ROYALE APT 8, 8, SCHENECTADY, NY 12304-4817 |
| Document Number | 0000019522 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 202119522 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Number | 0000019524 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 5094/825 |
| Instrument | 202119524 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,211.00 | $142,000 (-) Land $9,500 Building $132,500 | $218,500 (+16.97%) Land $14,618 Building $203,882 |
| 2023 | $142,000 Land $9,500 Building $132,500 | $186,800 Land $12,497 Building $174,303 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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